|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

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STOP GIVING CRIMINALS YOUR PERSONAL INFO

1 Big No – Stop Giving Criminals Your Personal Info

I’m writing this because I’ve noticed many of you sharing personal information on social media – those seemingly harmless memes asking about your grandma’s cooking, the car you took your driving test in, or the street you grew up on. While they appear innocent, these posts can be a goldmine for identity thieves, lurking like alligators in a swamp. [Stop Giving Criminals Your Personal Info]

Think of it this way: sharing this information is like leaving your front door wide open in a bustling city. You wouldn’t do that, right? These seemingly trivial details are often used as security questions for online accounts, including government applications, which I frequently handle. [Stop Giving Criminals Your Personal Info]

Before you click the “Post” button, take a moment to consider the potential consequences. Identity theft is a significant problem, as prevalent as afternoon thunderstorms. To help you safeguard your personal information, I’ve adapted the Justice Department’s “SCAM” acronym with a twist:

Be Stingy, Like a True Buccaneer

Just as a pirate guards their treasure, be cautious about sharing personal information. Only divulge it to known, identified, and trusted individuals or institutions. Be skeptical of any inquiries, like a detective investigating a case in Ybor City. And when traveling, hold your mail to prevent it from piling up and attracting unwanted attention. [Stop Giving Criminals Your Personal Info]

Check Your Finances Regularly, Like Monitoring the Tides

Keep a close eye on your financial information, just as you’d watch the tides in a bay. Regularly review your accounts, balances, and transactions to ensure accuracy. Pay attention to any discrepancies, such as unfamiliar addresses, unexpected accounts, or recent transactions that you don’t recognize. [Stop Giving Criminals Your Personal Info]

Ask for Your Credit Report, Like Checking the Weather Forecast

Request and carefully examine your credit reports from all three credit bureaus (Equifax, Experian, and TransUnion) at least once a year. It’s like checking the weather forecast before heading out – it helps you anticipate and prepare for any potential storms. [Stop Giving Criminals Your Personal Info]

Maintain Meticulous Records, Like a Historian Preserving the Past

Keep thorough records of your financial transactions, just as historians meticulously preserve their rich history. Maintain records for at least one year and essential documents, such as tax returns, for a minimum of three years. This will help you track your finances and identify any suspicious activity. [Stop Giving Criminals Your Personal Info]

Identity theft is one of the most substantial risks we face today, as menacing as a hurricane approaching the coast. By following these simple guidelines, you can significantly reduce your risk of becoming a victim.

Remember, protecting your identity is like safeguarding your valuables. Be vigilant, be proactive, and stay safe in the digital world. [Stop Giving Criminals Your Personal Info]

OUR CLIENT REVIEWS

      
   Steve Turner Insurance Specialist
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   Kathy Hanner 
 
 
 
 Trustindex verifies that the original source of the review is Google. Steve made our insurance shopping so easy!!a pleasure to work with!
  
 
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 Trustindex verifies that the original source of the review is Google. We were completely overwhelmed trying to find health insurance for our daughter as she aged off our plan. There were so many options and we needed something that would keep her current doctors and medical treatments without interruption.

Steve was incredibly patient and thorough. He walked us through the different plans, explained the differences clearly, and found a Florida Blue plan that worked for everything we needed. Because of his help, our daughter was able to seamlessly continue treatment with no gap in coverage.

We are so grateful for his guidance during a stressful time. Highly recommend!
  
 
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   K DeNisco 
 
 
 
 Trustindex verifies that the original source of the review is Google. Steve Turner helped me tremendously in navigating the complicated Medicare process.  He also helped us get a better Dental Insurance package.  We would highly recommend his insurance services!
  
 
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   Tammy Mitchell 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
  
 
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 Trustindex verifies that the original source of the review is Google. So knowledgeable and helpful !!!
  
 
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 Trustindex verifies that the original source of the review is Google. Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon.
Great agent - you won't regret making the call!
  
 
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   Ronald Anderson 
 
 
 
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   Cheryl Bowman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
  
 
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 Trustindex verifies that the original source of the review is Google. Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy.  Absolutely worth the call.

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CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the N ational Association of Benefits and Insurance Professionals^®. Steve holds the prestigious Registered Employee Benefits Consultant^® designation. NABIP^® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

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