|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

University FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your University, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

UNIVERSITY FL HEALTH INSURANCE AGENCY

University FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
University FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

SERVICE AREA FACTS UNIVERSITY FL

University is a census-designated place (CDP) located in Hillsborough County, Florida, United States.

Area code: 813

Elevation: 43 ft (13 m)

Zip Codes: 33612, 33613, 33620

Population (2026): 49,850 (Projected)

GPS: Latitude: 28.0617 Longitude: -82.4331

An Overview of University, Florida

University is a vibrant, high-energy community situated in the northern part of Tampa. Often referred to as “U-Square” or the “University Area,” it is anchored by the massive campus of the University of South Florida (USF). The area functions as a diverse urban enclave strategically positioned between the city of Temple Terrace and the bustling corridors of North Tampa. Characterized by its youthful demographic and international flair, the University has transitioned from a quiet orange-grove region to a major hub for education, healthcare, and research. Its central location makes it an ideal spot for students, faculty, and medical professionals, as it remains less than 20 minutes from downtown Tampa and sits adjacent to some of the region’s top-tier medical facilities and theme parks.

Key Statistics and Economic Overview

University’s demographics reflect a highly dynamic, diverse, and transitional community with a strong emphasis on institutional stability and medical innovation.

  • Population & Demographics: With a projected population of nearly 50,000, the University is one of the most densely populated CDPs in Hillsborough County. The median age is approximately 25 years, significantly lower than the state average due to the large student population. It features a rich multicultural mix, with a high percentage of international residents and college-educated professionals in the research and medical fields.
  • Economic Profile: The local economy is driven by the “Innovation District,” which includes USF and a large cluster of hospitals, including James A. Haley Veterans’ Hospital and Moffitt Cancer Center. Many residents hold roles in education, healthcare, and scientific services. While the median household income is approximately $34,833—reflecting the large student base—the area is a major regional driver of high-tech employment and venture capital investment.
  • Housing and Lifestyle: The University is characterized by a high renter-occupancy rate of approximately 87%. The housing market consists primarily of modern apartment complexes, student-oriented housing, and mid-century ranch homes. The lifestyle centers on campus culture and urban recreation, with a distinct sense of academic pride maintained by its proximity to world-class libraries, athletic stadiums, and specialized research centers.

Top Places for Visitors to Explore in the University

While the University is centered on academic life, its location provides immediate access to some of Tampa’s most popular recreational and cultural sites.

  • The University of South Florida (USF) Botanical Gardens: This 16-acre living museum is a sanctuary for nature enthusiasts. Visitors can explore a variety of themed gardens, including rare orchids, carnivorous plants, and a butterfly garden. It serves as a beautiful educational resource and a peaceful escape in the middle of the urban district.
  • Museum of Science & Industry (MOSI): Located right across from the USF campus, this scientific playground offers interactive exhibits for all ages. From a planetarium to a high-wire bike, it provides a fascinating look at the future of technology and space exploration.
  • USF Contemporary Art Museum: This world-class venue brings international-caliber artists and special exhibits to the heart of the community. It offers a deeper connection to the global art scene through student-organized exhibits and faculty-led installations.
  • Lettuce Lake Park: Bordering the University area, this 240-acre park offers miles of boardwalks through cypress swamps. Its centerpiece is an observation tower where visitors can spot alligators and native birds, offering a rustic, natural experience just outside the city.
  • Yuengling Center: This multi-purpose facility is the hub for social and athletic activity. It hosts USF basketball games, major concerts, and graduation ceremonies, serving as a primary local destination for entertainment.
  • University Mall (RITHM at Uptown): Currently undergoing a massive transformation into a mixed-use innovation district, this commercial corridor offers a mix of shopping, dining, and specialized tech services, representing the height of modern redevelopment in the area.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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