|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Ruskin FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Ruskin, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

RUSKIN FL HEALTH INSURANCE AGENCY

Ruskin FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Ruskin FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

SERVICE AREA FACTS RUSKIN FL

Ruskin is a census-designated place (CDP) located in Hillsborough County, Florida, United States.

Area code: 813

Elevation: 3.3 ft (1 m)

Zip Codes: 33570, 33573, 33575

Population (2026): 33,043 (Projected)

GPS: Latitude: 27.7148 Longitude: -82.4337

An Overview of Ruskin, Florida

Ruskin is a historic waterfront community located on the southeastern shore of Tampa Bay. Established in 1908, it was originally founded as a utopian “commongood” society named after the English philosopher and social reformer John Ruskin. The community was centered around Ruskin College, a vocational institution where students could pay for their education through labor at college-affiliated businesses. While the college closed during World War I, Ruskin evolved into a powerhouse of Florida agriculture, particularly famous for its tomato farming. Today, Ruskin is transitioning into a thriving residential suburb that balances its rural, “Old Florida” roots with rapid modern growth, offering a slower pace of life with immediate access to the Little Manatee River and the aquatic wonders of Tampa Bay.

Key Statistics and Economic Overview

Ruskin’s demographics reflect a growing, diverse, and upwardly mobile community with a strong emphasis on family life and regional connectivity.

  • Population & Demographics: With a projected population exceeding 33,000, Ruskin is currently one of the fastest-growing areas in Hillsborough County. The median age is approximately 35 years, notably younger than many neighboring coastal enclaves, signaling a vibrant influx of young families and professionals. The area is highly diverse, with a significant Hispanic population comprising roughly 39% of residents.
  • Economic Profile: Traditionally driven by agriculture and phosphate shipping, Ruskin’s economy is now fueled by its role as a strategic residential hub for the Tampa and Bradenton markets. The median household income has risen significantly to approximately $79,235. Many residents are employed in the professional, healthcare, and logistics sectors, supported by major employers like the Amazon Fulfillment Center in nearby Ruskin/Sun City Center.
  • Housing and Lifestyle: Ruskin is defined by a high homeownership rate and a rapidly expanding housing market. While it still features expansive farmland and riverside estates, new master-planned communities have brought a wave of modern single-family homes to the area. The lifestyle centers on water-based recreation and nature conservation, maintaining a rustic charm through its local fish camps and independent eateries.

Top Places for Visitors to Explore in Ruskin

While Ruskin is prized for its quiet residential streets, its location along the Little Manatee River provides access to some of the region’s best environmental and cultural sites.

  • E.G. Simmons Conservation Park: This 469-acre park is a sanctuary for outdoor enthusiasts. It offers public beaches, a popular campground, and mazy mangrove-lined waterways perfect for kayakers and anglers looking to explore Tampa Bay.
  • The Little Manatee River State Park: Located just a short drive inland, this park protects one of the most pristine blackwater rivers in Florida. Visitors can hike the 6.5-mile loop trail or paddle downstream through a canopy of ancient oaks and sand pines.
  • Camp Bayou Nature Preserve: Situated on the banks of the Little Manatee River, this volunteer-run preserve offers an authentic look at Florida’s native habitats. It features a butterfly garden, a Paleo Pavilion with local fossil finds, and educational programs for families.
  • The Ruskin Family Drive-In Theatre: A local landmark since 1952, this is one of the few remaining drive-in theaters in Florida. It offers a nostalgic “Old Florida” experience, showing double features in a family-friendly, outdoor setting.
  • Cockroach Bay Preserve State Park: Despite its unusual name, this park offers some of the best birding and backcountry fishing in the state. Two loop trails provide views of restored wetlands and a lookout point known as “Mount Cockroach.”
  • Hillsborough Community College – SouthShore: As the area’s primary higher education hub, this campus serves as a center for local workforce training and community events, continuing the educational legacy of the city’s founders.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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