|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Miami FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Miami, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

MIAMI FL HEALTH INSURANCE AGENCY

Miami FL | Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Miami FL | Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS MIAMI FL

Miami is the county seat of Miami-Dade County and the second-most populous city in Florida, United States.

Area code: 305, 786

Elevation: 6 ft (2 m)

Zip Codes: 33101–33199

Population (2026): 509,107 (Projected)

GPS: Latitude: 25.7752 Longitude: -80.2086

An Overview of Miami, Florida

Miami is a global metropolis situated on the southeastern tip of Florida, serving as a primary gateway between the United States and Latin America. Known as the “Magic City,” it is celebrated for its stunning Art Deco architecture, vibrant international culture, and status as a major center for finance, commerce, and the arts. From the high-energy streets of Little Havana to the sleek skyscrapers of the Brickell financial district, Miami offers a unique urban landscape defined by its tropical climate and proximity to the Atlantic Ocean. The city’s history is a story of rapid growth, transforming from a small pioneer settlement in the late 19th century into a world-class destination for tourism, international trade, and luxury living.

Key Statistics and Economic Overview

Miami’s demographics reflect a highly diverse, cosmopolitan, and economically dynamic community with a strong emphasis on international business and hospitality.

  • Population & Demographics: With a projected population of over 509,000, Miami is a dense and growing urban core. The median age is approximately 39.3 years, characterizing a community with a large working-age population. The city is a cultural melting pot, with over 70% of its residents identifying as Hispanic or Latino, primarily of Cuban, Central American, and South American descent.
  • Economic Profile: Miami is a global powerhouse in international trade, finance, and logistics. It boasts the highest concentration of international banks in the United States and serves as the headquarters for many multinational corporations. The median household income is approximately $66,337, and the city’s economy is further bolstered by the Port of Miami, known as the “Cruise Capital of the World,” and a burgeoning technology sector.
  • Housing and Lifestyle: The housing market in Miami is one of the most dynamic in the country, featuring a mix of luxury high-rise condominiums, historic Mediterranean Revival homes, and trendy urban lofts. The lifestyle is heavily centered on the outdoors, fashion, and the arts, with a world-renowned culinary scene and a community-wide focus on health, wellness, and high-energy nightlife.

Top Places for Visitors to Explore in Miami

Miami offers an unparalleled variety of cultural, historical, and natural attractions that cater to every type of traveler.

  • Vizcaya Museum and Gardens: This breathtaking Italian Renaissance-style villa overlooking Biscayne Bay was the winter home of industrialist James Deering. Visitors can explore ten acres of formal gardens and the main house, which is filled with European antiquities.
  • Wynwood Walls: An outdoor museum showcasing giant murals by some of the world’s best-known street artists. This district has transformed from an industrial warehouse area into the city’s premier hub for art, fashion, and creative innovation.
  • Everglades National Park: Just a short drive from the city center, this 1.5-million-acre wetland preserve is a UNESCO World Heritage site. It offers airboat tours, hiking trails, and the opportunity to see alligators, manatees, and rare Florida panthers in their native habitat.
  • Phillip and Patricia Frost Museum of Science: Located in downtown’s Maurice A. Ferré Park, this state-of-the-art facility features a three-level aquarium and a world-class planetarium, making it a top educational destination for families.
  • Zoo Miami: The largest and oldest zoological garden in Florida, and the only sub-tropical zoo in the continental U.S. Its unique climate allows it to house a wide variety of animals from Asia, Australia, and Africa in open-air exhibits.
  • Bayside Marketplace: A bustling open-air shopping center located on the banks of Biscayne Bay. It serves as a central hub for dining, shopping, and live music, and is the primary departure point for many sightseeing boat tours.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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