|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Ybor City FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Ybor City, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

YBOR CITY FL HEALTH INSURANCE AGENCY

Ybor City FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Ybor City FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

Ybor City FL Health Insurance Agency

Ybor City is a historic neighborhood and district located northeast of downtown Tampa in Hillsborough County, Florida, United States.

Area code: 813

Elevation: 36 ft (11 m)

Zip Codes: 33605

Population (2026): 3,250 (Projected)

GPS: Latitude: 27.9650 Longitude: -82.4351

An Overview of Ybor City, Florida

Ybor City is a world-renowned National Historic Landmark District often referred to as Tampa’s “Cigar City.” Founded in 1885 by Vicente Martinez-Ybor and a group of cigar manufacturers, it was uniquely established as an independent multi-ethnic town populated almost entirely by immigrants from Cuba, Spain, and Italy. At its peak in the 1920s, Ybor City’s factories produced nearly half a billion hand-rolled cigars annually. After a mid-century decline, the neighborhood underwent a dramatic revitalization beginning in the 1980s. Today, it is celebrated for its brick-paved streets, historic wrought-iron balconies, and roaming wild chickens. It serves as a major cultural and entertainment hub of the Tampa Bay region, offering an eclectic mix of history, legendary gastronomy, and vibrant nightlife.

Key Statistics and Economic Overview

Ybor City’s demographics reflect a diverse, urban, and rapidly gentrifying community with an economy centered on tourism, creative industries, and hospitality.

  • Population & Demographics: With a projected population of approximately 3,250 within the historic core, Ybor City is seeing its first significant residential growth in over half a century. The median age is approximately 38 years, signaling a shift toward young professionals and urbanites. The neighborhood remains a cultural melting pot, maintaining strong ties to its Latin and Italian roots while attracting a new wave of artists and tech entrepreneurs.
  • Economic Profile: The local economy has successfully transitioned from industrial manufacturing to a diversified service and entertainment base. Seventh Avenue (La Séptima) is the primary commercial artery, hosting over 100 bars, restaurants, and shops. The district is also a burgeoning tech and creative hub, with many former cigar factories converted into modern office spaces for architectural firms, marketing agencies, and startups.
  • Housing and Lifestyle: Ybor City is defined by its unique urban housing, ranging from restored “casitas” (historic cigar worker cottages) to contemporary industrial-style lofts. The lifestyle is distinctly walkable and social, centered on the neighborhood’s public squares and the TECO Line Streetcar, which provides a vintage transit link to downtown Tampa and Sparkman Wharf.

Top Places for Visitors to Explore in Ybor City

Ybor City offers an unparalleled concentration of historical landmarks and cultural experiences that highlight its status as a global heritage site.

  • J.C. Newman Cigar Factory (El Reloj): This is the last operating cigar factory in the United States. Housed in a century-old brick building, it features a museum, guided tours of the factory floor, and a store where visitors can witness the age-old art of cigar making.
  • Columbia Restaurant: Established in 1905, it is Florida’s oldest restaurant and the world’s largest Spanish restaurant. It encompasses an entire city block and is famous for its hand-painted tiles, flamenco dance performances, and signature “1905 Salad.”
  • Ybor City Museum State Park: Located in the historic Ferlita Bakery building, this museum tells the story of the immigrants who built the city. The park includes a beautiful Mediterranean-style garden and restored casitas that offer a glimpse into the 19th-century lives of cigar makers.
  • Centennial Park: This urban park hosts the Ybor City Saturday Market, where local artisans and farmers gather. It is also home to a statue of immigrant workers and the neighborhood’s famous protected feral chickens.
  • Centro Ybor: This premier shopping and entertainment hub was built around the historic Centro Español de Tampa. It features a mix of modern retail, a comedy club, and a movie theater, all while preserving the district’s architectural integrity.
  • Jose Marti Park: This tiny piece of land has belonged to the people of Cuba since 1956. It is dedicated to the Cuban hero Jose Marti, who spent significant time in Ybor City rallying support for Cuban independence.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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