|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Tierra Verde FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Tierra Verde, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

TIERRA VERDE FL HEALTH INSURANCE AGENCY

Tierra Verde FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Tierra Verde FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell
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Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson
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Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.
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Angela Richardson
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Thanks to Steve for his guidance, I selected a plan that perfectly fits my medical needs and budget. Steve was extremely professional and knowledgeable. Highly recommended!

Tierra Verde FL Health Insurance Agency

Tierra Verde is a census-designated place (CDP) located in Pinellas County, Florida, United States.

Area code: 727

Elevation: 3 ft (0.9 m)

Zip Codes: 33715

Population (2025): 4,127 (Projected)

An Overview of Tierra Verde, Florida

Tierra Verde is an elite island community situated on a cluster of 15 islands at the southernmost tip of Pinellas County. Positioned at the mouth of Tampa Bay, it serves as the majestic gateway to the world-renowned Fort De Soto Park. The community is defined by its dramatic waterfront vistas, deep-water canals, and a high-end coastal lifestyle that attracts boating enthusiasts and nature lovers alike. Originally a collection of uninhabited islands rumored to be frequented by pirates and Native Americans, the area was transformed into a premier residential enclave in the early 1960s with the opening of the Pinellas Bayway. Today, Tierra Verde offers a secluded, “resort-style” atmosphere while remaining just 15 minutes away from the vibrant cultural center of downtown St. Petersburg.

Key Statistics and Economic Overview

Tierra Verde’s demographics reflect an exceptionally affluent, stable, and mature community with a strong emphasis on luxury homeownership and professional excellence.

  • Population & Demographics: With a population of approximately 4,100, Tierra Verde maintains an exclusive and private island feel. The median age is approximately 58 years, reflecting a community primarily composed of established professionals, executives, and active retirees. The area is known for its highly educated resident base and a significant number of residents who are business owners or hold senior management roles.
  • Economic Profile: The economy of Tierra Verde is characterized by high-income households and a robust real estate market. The median household income is approximately $150,747—one of the highest in the Tampa Bay region—with nearly 30% of households earning over $200,000 annually. The workforce is predominantly white-collar, benefiting from the island’s strategic location near the major employment hubs of St. Petersburg and Tampa.
  • Housing and Lifestyle: Tierra Verde is defined by an exceptionally high homeownership rate of approximately 95%. The housing market comprises luxury single-family estates, many featuring private docks with deep-water access, and upscale multi-story condominiums. The lifestyle centers on maritime leisure, with a community-wide focus on boating, sport fishing, and the preservation of the surrounding aquatic preserves.

Top Places for Visitors to Explore in Tierra Verde

Tierra Verde provides immediate access to some of Florida’s most pristine natural environments and historic landmarks.

  • Fort De Soto Park: This 1,136-acre park spans five islands and is a world-class destination for beachgoers. It features a historic fort from the Spanish-American War, a sprawling dog beach, over seven miles of paved trails, and pristine shorelines consistently ranked among the best in the nation.
  • Shell Key Preserve: Located just off the coast of Tierra Verde and accessible only by boat or ferry, this 1,800-acre preserve is a sanctuary for shorebirds and marine life. It is a premier spot for shelling, kayaking through mangrove tunnels, and primitive camping.
  • Tierra Verde Marina Resort: This luxury facility is the nautical heart of the community. It offers state-of-the-art “hi and dry” boat storage, a resort-style pool, and serves as a major hub for charter fishing and dolphin-watching excursions.
  • Egmont Key National Wildlife Refuge: Located southwest of Tierra Verde and accessible by ferry, this island features a historic lighthouse, the ruins of Fort Dade, and secluded beaches that offer a glimpse into Florida’s untouched maritime history.
  • The Island Grille & Raw Bar: A local favorite for waterfront dining, this establishment represents the island’s social scene. It offers fresh seafood, live music, and panoramic views of the marina, serving as a primary gathering spot for residents and visitors.
  • The Pinellas Bayway Bridge: The recently modernized high-span bridge offers breathtaking views of the Gulf Intracoastal Waterway and the Sunshine Skyway Bridge, providing a scenic entry point that underscores the community’s island character.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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