|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Putnam County FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Putnam County, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

PUTNAM COUNTY FL HEALTH INSURANCE AGENCY

Putnam County FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Putnam County FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell
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Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson
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Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.
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Angela Richardson
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Thanks to Steve for his guidance, I selected a plan that perfectly fits my medical needs and budget. Steve was extremely professional and knowledgeable. Highly recommended!

SERVICE AREA FACTS PUTNAM COUNTY FL

Putnam County is a rural, inland county in the northeastern region of Florida, United States.

Area code: 386

Elevation: 13–125 ft (4–38 m)

Zip Codes: 32112, 32131, 32140, 32148, 32177, 32181, 32189, 32193

Population (2026): 79,481 (Projected)

GPS: Latitude: 29.6105 Longitude: -81.8016

An Overview of Putnam County, Florida

Putnam County is a historic and scenic inland region nestled between the major metropolitan areas of Jacksonville, Gainesville, St. Augustine, and Daytona Beach. Established in 1849 and named after Benjamin A. Putnam, a prominent Florida legislator and officer in the Seminole Wars, the county is defined by its deep connection to the St. Johns River—one of the few rivers in the world that flows north. Known as the “Bass Capital of the World,” the area is characterized by its vast riverfronts, over 1,500 lakes, and expansive pine flatwoods. While the county does not border the Atlantic Ocean, its identity is inextricably linked to its freshwater “beaches” along the river and its lush, rolling landscapes, offering a rustic “Old Florida” lifestyle that stands in peaceful contrast to the state’s more developed coastal corridors.

Key Statistics and Economic Overview

Putnam County’s demographics reflect a stable, rural community with a strong heritage in agriculture, forestry, and recreation.

  • Population & Demographics: With a projected population of nearly 80,000, Putnam County is a significant rural anchor in North Florida. The median age is approximately 45 years, slightly higher than the state average, representing a mix of multi-generational families and retirees. The community is predominantly rural, with Palatka serving as the county seat and central hub for services and culture.
  • Economic Profile: The local economy is historically rooted in the citrus, timber, and commercial fishing industries. Today, it is driven by manufacturing, healthcare, and eco-tourism. Major employers include Saint Johns River State College and Georgia-Pacific. The median household income is approximately $47,934, and the county is recognized for its affordable cost of living and its focus on developing the Palatka micropolitan area through local revitalization projects.
  • Housing and Lifestyle: Putnam County has a high homeownership rate of over 75%. The housing market consists primarily of single-family homes, riverside estates, and large rural acreages. The lifestyle here centers on the outdoors, with a heavy emphasis on world-class bass fishing, boating, and exploring the expansive trail systems that wind through the Ocala National Forest and various state preserves.

Top Places for Visitors to Explore in Putnam County

While Putnam County is landlocked, its riverfront parks and massive lake systems provide a freshwater paradise for nature enthusiasts and history buffs.

  • Ravine Gardens State Park: Located in Palatka, this historic New Deal-era park features two deep ravines with steep banks. Visitors can hike the 1.8-mile perimeter road or explore the blooming azaleas during the annual Florida Azalea Festival.
  • St. Johns River Center: This educational facility in Palatka offers interactive exhibits about the ecology and history of the St. Johns River. It serves as a vital resource for understanding the “river of lakes” that defines the county’s geography.
  • Ocala National Forest: Occupying the southern portion of the county, this is the southernmost forest in the continental United States. It offers thousands of acres for camping, hiking, and swimming in crystal-clear springs like Silver Glen Springs.
  • Palatka Riverfront Park: This scenic park along the St. Johns River serves as the community’s front porch. It features a public boat ramp, fishing piers, and an amphitheater that hosts major regional events and festivals.
  • Dunns Creek State Park: This park protects over 6,000 acres of pristine Florida habitat, including sandhills and seepage slopes. It is a premier destination for hiking, off-road bicycling, and equestrian use.
  • The Palatka-to-Lake Butler State Trail: Part of a larger regional rail-trail system, this paved path provides a safe and scenic route for cyclists and walkers to traverse the rural landscapes of Putnam and Union counties.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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