|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

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How does TrumpRx work, and is it for me?

Launched on February 5, 2026, TrumpRx (TrumpRx.gov) is a federal online portal that helps Americans find lower prices on prescription medications.

Rather than selling medications directly, it operates as a specialized search engine and transparency platform. It points cash-paying consumers toward deep manufacturer discounts and direct-to-consumer options.

How TrumpRx Works

The platform functions as a “one-stop comparison shop” for individuals paying out-of-pocket (cash-pay) rather than routing transactions through traditional insurance lines:

Search & Compare: You look up a drug on the site. The system divides results into two main categories:
- Presidential Deals (Brand-Names): High-cost branded drugs (such as Ozempic, Wegovy, or fertility treatments) discounted by 50% to 85% through federal “Most-Favored-Nation” agreements.
- Standard Prices (Generics): More than 700 common generic medications are available through integrations with Amazon Pharmacy, GoodRx, and Mark Cuban’s Cost Plus Drugs.
Retrieve the Discount: TrumpRx does not process payments or ship drugs. Instead, it links you directly to a manufacturer’s direct-to-consumer page or provides a digital coupon/claim code to print or show on your phone.
Fill the Prescription: You take the coupon to a local participating retail pharmacy or use the linked direct-mail fulfillment provider. A valid doctor’s prescription is still mandatory to obtain the medication.

The Insurance Catchb These prices are strictly for cash-paying/self-pay consumers. You cannot combine a TrumpRx coupon with your health insurance at the checkout counter. Furthermore, money spent using these coupons generally will not count toward your commercial insurance deductible or out-of-pocket maximum.

Who Benefits Most?

The Uninsured: Individuals with no pharmacy coverage.
High-Deductible Plan Holders: Patients who must pay thousands of dollars out of pocket before their insurance coverage kicks in. If the TrumpRx cash price is lower than your insurance plan’s “negotiated” full retail price, paying cash might save you money in the short term.
Exemptions: Note that regulatory terms mean that many manufacturer coupons accessed via the site cannot be legally used by residents of California or Massachusetts, or by individuals on government programs such as Medicare.

Verified Sources for Further Reading

Official Federal Portal: TrumpRx Homepage (TrumpRx.gov)TrumpRx
White House Announcements:
- Official Launch Press Release (Feb 2026)The White House
- [Generic Expansion Fact Sheet (May 2026)](https://www.whitehouse.gov/fact-sheets/2026/05/fact-sheet-president-donald-j-trump-announces-expansion-of-trumprx-gov-to-bring-americans-transparency-and-choice on-everyday-medicines/)The White House
Independent Healthcare Policy Analysis: KFF (Kaiser Family Foundation) Consumer Guide on TrumpRx
General Overview & History: Wikipedia Page for TrumpRx

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CONTACT STEVE TURNER INSURANCE AGENT & BROKER

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Steve Turner is a licensed agent and broker and a long-standing member of the N ational Association of Benefits and Insurance Professionals^®. Steve holds the prestigious Registered Employee Benefits Consultant^® designation. NABIP^® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

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We do not offer every plan available in your area. Currently, we represent 7 organizations that offer 70 products in your area. Please contact Medicare.gov or 1-800-MEDICARE for information on all your options.

Steve Turner is a licensed insurance agent and is not connected with or endorsed by the United States Government or the Federal Medicare Program. The Medicare Annual Enrollment Period is October 15 to December 7.

There’s no one-size-fits-all answer. Carefully consider your health status, expected medical needs, prescription drugs, budget, preferred doctors and hospitals, and how comfortable you are with network rules. During the Annual Enrollment Period, you can research the plans available in your Florida county using the Medicare Plan Finder at Medicare.gov, compare costs and benefits, and get free, unbiased counseling from Florida’s SHINE (Serving Health Insurance Needs of Elders) program at floridashine.org or 1-800-963-5337. You can also call 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048), 24 hours a day, 7 days a week.

How does TrumpRx work, and is it for me?