Medicare Advantage vs Medicare Supplement Medicare Advantage and Medicare Supplement (also known as Medigap) are two different types of plans that provide additional coverage to Medicare beneficiaries in the United States. Here are the main differences between the two: Medicare…

WHAT SHOULD I KNOW ABOUT MEDICARE PART D? Medicare Part D is a prescription drug benefit program offered by private insurance companies to help Medicare beneficiaries pay for their prescription medications. Here are some key things you should know about…

WHAT IS THE AFFORDABLE CARE ACT (ACA) AND CAN IT HELP ME? The Affordable Care Act (ACA), is a healthcare reform law that was signed into law in the United States in 2010. Its goal is to make healthcare more…

DISABILITY INCOME INSURANCE EXPLAINED Why do I need Disability Income Insurance? Let me ask you a question, how long could you live without your paycheck? 1 month, 3 months, 6 months? Most Americans can’t live more than a month without…

HERE ARE THE TOP 5 QUESTIONS FOLKS ASK ME ABOUT HEALTH INSURANCE You may have asked yourself at some point, do I really need Health Insurance? The answer is yes and I hope to clear it up for you as…

I NEED LIFE INSURANCE, BUT I CAN’T AFFORD IT. WHAT CAN I DO? Life insurance is an essential financial protection tool that can provide peace of mind for you and your loved ones. It is designed to provide a lump…

WHAT’S THE DIFFERENCE BETWEEN WHOLE LIFE & TERM LIFE INSURANCE? Whole life insurance and term life insurance are two different types of life insurance policies that offer varying levels of coverage, benefits, and premiums. Whole Life Insurance: Whole life insurance,…

MEDICARE EXPLAINED If you’re new to Medicare you’re probably wondering what Medicare Parts A, B, C, & D are and what they do. Or you may have heard the term Medigap and were wondering what that is. I hope to…

MAJOR MEDICAL INSURANCE VS. SUPPLEMENTAL INSURANCE? You’ve probably seen a lot of Social Media ads claiming they can get you affordable Health insurance. It’s mind-boggling to know what to buy. Well, let me clarify it because I think it’s vital…

STOP GIVING CRIMINALS YOUR PERSONAL INFO PLEASE! Hey Folks, I’m writing this because I see many of you giving your info to these sites on Social Media.  You know the funny memes that ask you what your Grandma used to…