|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

HILLSBOROUGH County FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Hillsborough County, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

HILLSBOROUGH COUNTY FL HEALTH INSURANCE AGENCY

Hillsborough County FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Hillsborough County FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

SERVICE AREA FACTS HILLSBOROUGH COUNTY FL

Hillsborough County is located in the west-central portion of the state of Florida. It is the fourth-most populous county in the state and the anchor of the Tampa Bay metropolitan area.

Area code: 813, 656

Elevation: 131 ft (40 m) at the highest point; County seat (Tampa) at 48 ft (15 m)

Zip Codes: 33503–33694 (Multiple)

Population (2026): 1,623,346 (Projected)

GPS: Latitude: 27.9170 Longitude: -82.3530

An Overview of Hillsborough County, Florida

Hillsborough County is a dynamic and expansive region that serves as the economic and cultural engine of Florida’s west coast. Established in 1834 and named after Wills Hill, the Earl of Hillsborough, the county originally encompassed a massive territory that was later divided into eight separate counties. Today, it is home to the city of Tampa, the county seat and a major global port, as well as the incorporated cities of Plant City and Temple Terrace. The county is geographically diverse, ranging from the high-density urban corridors of downtown Tampa to the fertile strawberry fields of the east and the coastal mangroves of the south. With its world-class international airport, professional sports franchises, and renowned university systems, Hillsborough County offers a cosmopolitan lifestyle balanced by a deep commitment to environmental preservation and historic character.

Key Statistics and Economic Overview

Hillsborough County’s demographics reflect a fast-growing, diverse, and economically robust population that drives the regional marketplace.

  • Population & Demographics: With a population exceeding 1.6 million, the county is experiencing a steady annual growth rate of over 1.3%. The median age is approximately 38 years, indicating a workforce-age population younger than the Florida state average. The county is a true melting pot, featuring a prominent Hispanic community (nearly 30%) and a significant African American population (15%), which together contribute to a rich cultural and culinary landscape.
  • Economic Profile: The county possesses a highly diversified economy with leadership in financial services, healthcare, maritime trade, and technology. It is home to Fortune 500 companies and MacDill Air Force Base, a major military and economic anchor. The average annual wage is approximately $75,287, with professional and business services making up the largest employment sector.
  • Housing and Lifestyle: Hillsborough County offers a wide spectrum of living environments, from high-rise luxury condos along the Tampa Riverwalk to sprawling suburban estates in Westchase and FishHawk. While the homeownership rate remains strong at approximately 60%, the county is actively engaged in affordable housing initiatives to support its growing population. The lifestyle is defined by a “live-work-play” philosophy, supported by a massive system of over 300 miles of hiking trails and a world-class parks department.

Top Places for Visitors to Explore in Hillsborough County

From high-adrenaline theme parks to serene conservation areas, Hillsborough County provides immediate access to Florida’s most iconic attractions.

  • Busch Gardens Tampa Bay: This 335-acre African-themed animal park is one of the most-visited attractions in the state. It features world-class roller coasters, live entertainment, and one of the largest zoos in North America, housing over 200 animal species.
  • The Florida Aquarium: Located in the Channel District of downtown Tampa, this facility allows visitors to explore Florida’s diverse aquatic ecosystems. It is a leader in coral reef restoration and offers immersive experiences with sharks, sea turtles, and stingrays.
  • Hillsborough River State Park: Opened in 1938, this is one of Florida’s oldest state parks. It offers rare Class II river rapids, miles of nature trails, and a glimpse into the region’s history at the reconstructed Fort Foster Historic Site.
  • Ybor City National Historic Landmark District: Known as Tampa’s “Latin Quarter,” this historic district was once the cigar capital of the world. Today, it is a vibrant neighborhood filled with brick-lined streets, authentic Cuban bakeries, and a legendary nightlife scene.
  • ZooTampa at Lowry Park: Frequently ranked as one of the best family-friendly zoos in the country, this park emphasizes the conservation of Florida wildlife, including manatees, Florida panthers, and red wolves.
  • Lettuce Lake Conservation Park: Located in North Tampa, this 240-acre park features a massive boardwalk through a hardwood swamp and a 3,500-foot jogging trail. It is a premier destination for birdwatching and observing alligators in their natural habitat.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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