|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Cheval FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Cheval, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

CHEVAL FL HEALTH INSURANCE AGENCY

Cheval FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Cheval FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

SERVICE AREA FACTS CHEVAL FL

Cheval is a census-designated place (CDP) and a premier gated community located in Hillsborough County, Florida, United States.

Area code: 813

Elevation: 62 ft (19 m)

Zip Codes: 33548, 33558

Population (2026): 14,384 (Projected)

GPS: Latitude: 28.1614 Longitude: -82.5084

An Overview of Cheval, Florida

Cheval is an upscale, master-planned enclave situated in North Tampa, primarily within the community of Lutz. Named after the French word for “horse,” the area was originally developed with a deep equestrian heritage, featuring extensive stables and riding trails that continue to shape its character today. The community is famous for its “resort-style” living, divided into two primary sections: Cheval East and Cheval West. It is strategically positioned near major transit arteries like the Veterans Expressway and North Dale Mabry Highway, offering residents a secluded, country-club atmosphere while remaining just 20 minutes from Tampa International Airport and the Westshore Business District. Known for its 24-hour guarded gates, lush conservation areas, and meticulously manicured landscapes, Cheval is a top destination for those seeking privacy and luxury in the Tampa Bay region.

Key Statistics and Economic Overview

Cheval’s demographics reflect an affluent, highly stable community focused on high-end homeownership and professional achievement.

  • Population & Demographics: With a projected population of over 14,000, Cheval is one of the more significant luxury CDPs in Hillsborough County. The median age is approximately 39.6 years, characterizing the area as a vibrant community of established professionals and families. It features a diverse mix of residents, including a high percentage of college-educated individuals and a growing multicultural demographic.
  • Economic Profile: The local economy is characterized by high incomes, with a median household income of approximately $101,907—significantly higher than the Florida average. The workforce is predominantly white-collar, with many residents holding executive or management roles in the nearby financial and medical sectors of Tampa. The poverty rate is among the lowest in the region at approximately 4.6%.
  • Housing and Lifestyle: Cheval is defined by an exceptionally high standard of living centered around its two championship golf courses. The housing market ranges from single-family suburban homes to multi-million dollar luxury estates. The lifestyle is heavily focused on outdoor recreation, athletic excellence, and a family-oriented social calendar facilitated by its private clubs and top-rated local schools.

Top Places for Visitors to Explore in Cheval

While Cheval is cherished for its residential privacy, its location provides immediate access to some of North Tampa’s most prestigious recreational and natural sites.

  • The Club at Cheval: the social and athletic heart of the community. It features a semi-private par-72 championship golf course, a professional tennis center, a state-of-the-art fitness complex, and a resort-style pool. The club also offers fine dining and youth programs, serving as a central hub for residents.
  • TPC Tampa Bay: Located within Cheval West, this world-class golf course is part of the PGA Tour’s TPC Network. It is a par-71 course designed by Bobby Weed that challenges players of all levels while offering spectacular views of natural wetlands and wildlife.
  • Upper Tampa Bay Trail: Accessible just minutes away, this popular paved multi-use trail is a favorite for cyclists, joggers, and skaters. It provides a scenic, rustic experience that winds through the natural landscapes of northwest Hillsborough County.
  • Lake Rogers Park: This 272-acre park is a sanctuary for nature enthusiasts located just west of Cheval. It features a 2.25-mile loop trail around Lake Rogers, offering fishing, kayaking, and birdwatching in a peaceful, wooded environment.
  • Brooker Creek Preserve: Situated a short drive to the west, this 8,700-acre wilderness area is the largest natural area in Pinellas County. Visitors can explore various boardwalks and trails to see native Florida wildlife and diverse ecosystems.
  • Tampa Bay Downs: Located nearby, this historic racetrack offers live thoroughbred horse racing, a poker room, and a golf practice facility. It represents a long-standing entertainment tradition for sports enthusiasts in the area.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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