Moon Lake FL Health Insurance Agency

Moon Lake is a census-designated place (CDP) located in Pasco County, Florida, United States.

Area code: 727

Elevation: 39 ft (12 m)

Zip Codes: 34654

Population (2026): 4,492 (Projected)

GPS: Latitude: 28.2800 Longitude: -82.6153

An Overview of Moon Lake, Florida

Moon Lake is an established, inland community situated in the west-central portion of Pasco County. Functioning as a quiet residential suburb, it is positioned north of New Port Richey and serves as a transition point between the more urbanized coastal corridor and the sprawling wilderness preserves to the east. The area is characterized by its namesake 100-acre lake and a landscape defined by rolling pine flatwoods and cypress domes. Historically, the area gained fame in the 1930s as the site of the Moon Lake Gardens and Dude Ranch, a luxury 9,000-acre hunting and fishing resort that hosted celebrities and socialites. Today, Moon Lake has evolved into an affordable residential retreat for those seeking a more rural Florida lifestyle while remaining within a 45-minute commute of the major employment hubs in Tampa and Clearwater.

Key Statistics and Economic Overview

Moon Lake’s demographics reflect a stable, hardworking community with a strong emphasis on homeownership and outdoor-oriented living.

• Population & Demographics: With a projected population of approximately 4,500, Moon Lake maintains a sparse suburban feel. The median age is roughly 37 years, representing a diverse mix of young families and long-term residents. The community is predominantly White (Non-Hispanic), with a growing Hispanic population and a significant percentage of residents who are veterans.
  
• Economic Profile: The local economy is largely driven by its proximity to the service and retail centers in New Port Richey and Land O’ Lakes. A significant portion of the workforce is employed in the construction, healthcare, and retail sectors. The median household income is approximately $48,878, making it one of the more accessible residential markets in Pasco County. While the area faces economic challenges typical of rural-suburban transitions, local infrastructure improvements continue to support its gradual growth.
  
• Housing and Lifestyle: Moon Lake is defined by an exceptionally high homeownership rate of approximately 79%. The housing market consists primarily of single-family ranch homes and established manufactured home communities within the Moon Lake Estates development. The lifestyle here centers on freshwater recreation and nature conservation, with a distinct “Old Florida” rustic charm, maintained by expansive wooded lots and the absence of dense urban sprawl.
  

Top Places for Visitors to Explore in Moon Lake

While Moon Lake is cherished for its residential privacy, its location provides immediate access to some of Pasco County’s most significant natural and recreational sites.

• Moon Lake Park: This 6.65-acre neighborhood park is the community’s primary gateway to the lake. It features a public boat ramp for canoes and small engine boats, a designated swimming beach, a playground, and picnic shelters, making it a central hub for local families.
  
• Jay B. Starkey Wilderness Park: Bordering the Moon Lake area to the south and east, this massive 8,000-acre preserve offers miles of paved multi-use trails for hiking, cycling, and equestrian use. It is a sanctuary for native wildlife and provides primitive camping facilities for nature enthusiasts.
• Suncoast Trail: Located just a short drive east, this 42-mile paved trail runs alongside the Suncoast Parkway. It is a premier destination for long-distance cyclists and joggers, offering a seamless link between Pasco, Hernando, and Hillsborough counties.
• Crews Lake Wilderness Park: Situated north of Moon Lake, this park features a 2.5-mile bike path, an observation tower, and a botanical garden. It is also home to the Central Pasco & Gulf Railroad, which offers miniature train rides to the public on select weekends.
• Starkey Market: A popular local destination near the edge of the community, this market offers fresh produce, an ice cream shop, and a barn-style garden center. It serves as a social gathering spot that captures the area’s agricultural heritage and community spirit.
• Sponge Docks – Tarpon Springs: Located approximately 25 minutes southwest, this world-famous historic district provides an immediate cultural escape. Visitors can explore Greek heritage, authentic bakeries, and boat tours, representing the broader recreational reach for Moon Lake residents.