|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Florida Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Florida Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

FLORIDA HEALTH INSURANCE AGENCY

Florida Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had a chance to learn about the agent you’re speaking with in advance, understand their qualifications or experience level, or make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Florida Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Tammy Mitchell profile picture
Tammy Mitchell
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Excellent experience! Steve was knowledgeable, responsive, and made the process easy. He helped us find a great temporary health insurance plan for our daughter to bridge the gap until open enrollment. I really appreciated his guidance and would highly recommend him.
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Rosemary Dragotta profile picture
Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell profile picture
Marikathryn Bell
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Marilyn Wirsz profile picture
Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson profile picture
Ronald Anderson
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Cheryl Bowman profile picture
Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli profile picture
kristin zangrilli
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl profile picture
Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal profile picture
Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers profile picture
Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.

SERVICE AREA FACTS FLORIDA

Florida is a peninsula state located in the Southeastern United States, bordered by the Atlantic Ocean to the east and the Gulf of Mexico to the west.

Area codes: 239, 305, 321, 352, 386, 407, 561, 727, 754, 772, 786, 813, 850, 863, 904, 941, 954

Elevation: 100 ft (30 m) average; highest point 345 ft (105 m)

Zip Codes: 32003–34997

Population (2026): 24,306,900 (Projected)

GPS: Latitude: 27.6648 Longitude: -81.5158

An Overview of Florida

Florida, known as the “Sunshine State,” is a dynamic region defined by its 1,350 miles of coastline—the longest in the contiguous United States. Originally a Spanish territory named Pascua Florida (“Flowery Easter”) by Juan Ponce de León in 1513, it became the 27th state in 1845. The state’s geography is a unique tapestry of sandy beaches, crystal-clear springs, and the vast subtropical wilderness of the Everglades. Functioning as a global hub for tourism, aerospace, and international trade, Florida is strategically positioned as a gateway to the Caribbean and Latin America. Its culture is a vibrant mosaic of Southern charm, Latin influence, and a cosmopolitan energy that draws millions of new residents and visitors each year.

Key Statistics and Economic Overview

Florida’s demographics reflect a rapidly growing, multicultural, and economically robust state with a strong emphasis on innovation and lifestyle.

  • Population & Demographics: With over 24 million residents, Florida is the third most populous state in the U.S. The median age is approximately 42 years, reflecting a balanced mix of young families attracted by job growth and retirees drawn to the climate. The state boasts a diverse population, with nearly 27% identifying as Hispanic or Latino.
  • Economic Profile: Florida’s economy is the fourth-largest in the nation, driven by a powerhouse tourism sector, a leading global aerospace industry centered at Cape Canaveral, and significant agricultural output (particularly citrus). The median household income is approximately $77,735, and the state continues to lead in job creation, specifically in the technology, healthcare, and financial service sectors.
  • Housing and Lifestyle: The Florida housing market is defined by resilient demand, with a median single-family home price of approximately $412,000 as of early 2026. The lifestyle is synonymous with outdoor recreation, centering on “Old Florida” nature trails, world-class golf courses, and an extensive maritime culture.

Top Places for Visitors to Explore in Florida

Florida offers an unparalleled variety of natural wonders, historic landmarks, and world-famous entertainment destinations.

  • Everglades National Park: This 1.5-million-acre wetlands preserve is a World Heritage Site. Visitors can take airboat tours to see alligators and manatees or explore the mazy mangrove forests that protect Florida’s unique biodiversity.
  • Walt Disney World Resort: Located in Lake Buena Vista near Orlando, this is the most visited vacation resort in the world. It features four theme parks and two water parks, serving as the global epicenter of family entertainment.
  • St. Augustine Historic District: As the oldest continuously inhabited European-established settlement in the contiguous U.S., this city offers a walk through 450 years of history, featuring the Castillo de San Marcos and cobblestone streets.
  • Kennedy Space Center: Situated on Merritt Island, this is the primary launch center for human spaceflight. Visitors can view massive rockets, meet astronauts, and witness live launches that continue to push the boundaries of space exploration.
  • The Florida Keys: This string of tropical islands stretches 120 miles off the southern tip of the state. Connected by the Overseas Highway, it is a world-class destination for scuba diving, snorkeling on the only living coral barrier reef in the U.S., and sport fishing.
  • Silver Springs State Park: Home to one of America’s largest crystal-clear springs, this park is famous for its glass-bottom boat tours, which have allowed visitors to view underwater life and film sites since the 1870s.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent and broker and a long-standing member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

Richard Steven Turner’s official Florida state insurance license number (operating as Steve Turner Insurance Specialist) is W333468

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7:00 a.m. – 8:00 p.m.

Tuesday: 7:00 a.m. – 8:00 p.m.

Wednesday: 7:00 a.m. – 8:00 p.m.

Thursday: 7:00 a.m. – 8:00 p.m.

Friday: 7:00 a.m. – 8:00 p.m.

Saturday: 7:00 a.m. – 8:00 p.m.

Sunday: 7:00 a.m. – 8:00 p.m.

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  • Alabama

  • Georgia

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  • South Carolina

  • Tennessee

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