|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

LAFAYETTE County FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Lafayette County, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

LAFAYETTE COUNTY FL HEALTH INSURANCE AGENCY

Lafayette County FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Lafayette County FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell
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Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson
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Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.
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Angela Richardson
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Thanks to Steve for his guidance, I selected a plan that perfectly fits my medical needs and budget. Steve was extremely professional and knowledgeable. Highly recommended!

SERVICE AREA FACTS LAFAYETTE COUNTY FL

Lafayette County is a rural county located in the north-central portion of the state of Florida.

Area code: 386

Elevation: 52 ft (16 m)

Zip Codes: 32013, 32066

Population (2026): 8,792 (Projected)

GPS: Latitude: 29.9911 Longitude: -83.1878

An Overview of Lafayette County, Florida

Lafayette County is a serene, sparsely populated region known as one of the last bastions of “Old Florida” wilderness. Established in 1856 and named after the Marquis de Lafayette, it is bordered by the historic Suwannee River to the east and consists largely of southern pine forests, cypress swamps, and fertile agricultural land. The town of Mayo serves as the county seat and remains the only incorporated municipality within the county borders. Characterized by its rolling landscapes and, for much of its history, the absence of a single traffic light, the county offers a peaceful, rural lifestyle. It is a premier destination for those seeking outdoor solitude, located roughly midway between the state capital, Tallahassee, and the city of Gainesville.

Key Statistics and Economic Overview

Lafayette County’s demographics reflect a stable, hardworking community with a deep-rooted connection to the land and a focus on traditional industries.

  • Population & Demographics: With a projected population of nearly 8,800, Lafayette is the second-least populous county in Florida. The median age is approximately 44 years, representing a balanced mix of multi-generational farming families and retirees. The county is 100% rural, with a demographic profile that highlights a strong veteran presence and a high percentage of married-couple households.
  • Economic Profile: The local economy is fundamentally driven by agriculture, timber, and public services. Farming—particularly poultry, dairy, and row crops—remains the lifeblood of the region, supported by a growing logistics and transportation sector, given its location along U.S. Route 27. The median household income is approximately $62,757, and the county is recognized for its low unemployment and economic resilience rooted in essential industries.
  • Housing and Lifestyle: Lafayette County has a high homeownership rate of approximately 77.2%. The housing market consists primarily of single-family homes on expansive acreage and traditional farmsteads. The lifestyle is centered on outdoor recreation and community independence; the county is known for being a “dry” or “partially dry” county, reflecting its conservative, community-focused values and emphasis on quiet, private living.

Top Places for Visitors to Explore in Lafayette County

While Lafayette County is cherished for its privacy, its natural water features and vast forests provide some of North Florida’s most scenic recreational sites.

  • Lafayette Blue Springs State Park: This first-magnitude spring is the county’s most famous natural attraction. Visitors can swim in the 72-degree waters, walk across a natural limestone bridge, or launch canoes into the adjacent Suwannee River.
  • Veterans Memorial Park: Located in the heart of Mayo, this park captures the town’s spirit. It features a restored 1904 log cabin that serves as a heritage center, a playground, and a gazebo that acts as the social center for the annual Pioneer Days Festival.
  • Mallory Swamp Wildlife Management Area: Spanning over 31,000 acres, this massive swamp is a mecca for the outdoor sportsman. It offers nearly 100 miles of grassy roads for ATVs, horseback riding, hiking, and wildlife viewing, including white-tailed deer and wild turkeys.
  • Lafayette Forest Wildlife and Environmental Area: This area provides a sanctuary for nature enthusiasts to explore diverse habitats including pine flatwoods and cypress domes. It is a key site for birdwatching and low-impact nature study.
  • Troy Spring State Park: Located just across the river border, this 70-foot deep spring is ideal for scuba diving and snorkeling. It is historically significant as the final resting place of the Civil War-era steamboat, the Madison.
  • Suwannee River Rendezvous Resort: This 40-acre riverside resort offers a family-friendly escape with an RV park, lodge, and live entertainment. It serves as a central hub for those looking to fish or paddle the iconic Suwannee River.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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