|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Lakeland FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Lakeland, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

LAKELAND FL HEALTH INSURANCE AGENCY

Lakeland FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Lakeland FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS LAKELAND FL

Lakeland is an incorporated city located in Polk County, Florida, United States. It is the largest city in the county and a major hub of the I-4 corridor.

Area code: 863

Elevation: 141 ft (43 m)

Zip Codes: 33801, 33803, 33805, 33809, 33810, 33811, 33812, 33813, 33815

Population (2026): 122,146 (Projected)

GPS: Latitude: 28.0395 Longitude: -81.9498

An Overview of Lakeland, Florida

Lakeland is a historic and thriving city situated in the heart of Central Florida, positioned almost exactly halfway between Tampa and Orlando. Founded in 1883 by Abraham Munn and incorporated in 1885, the city earned its name from the 38 named lakes found within its limits. Originally a center for the citrus, strawberry, and phosphate industries, Lakeland has evolved into a dynamic metropolitan center. It is widely recognized for its stunning Frank Lloyd Wright architecture at Florida Southern College and its deep-rooted aviation culture. While the city maintains a charming “Old Florida” feel with its brick-paved streets and swan-filled lakes, it serves as a modern economic engine for the region, offering a high quality of life with a distinctly suburban-metropolitan balance.

Key Statistics and Economic Overview

Lakeland’s demographics reflect a growing, diverse, and economically resilient community with a strong emphasis on logistics, healthcare, and education.

  • Population & Demographics: With a population exceeding 120,000, Lakeland is one of Florida’s fastest-growing cities. The median age is approximately 41 years, representing a diverse mix of college students, young families, and active retirees. The city features a significant Hispanic and African American population, contributing to its rich cultural tapestry.
  • Economic Profile: The local economy is exceptionally robust, anchored by the headquarters of Publix Super Markets, the largest employee-owned company in the U.S. Lakeland is a premier regional logistics and distribution hub due to its central location. The median household income is approximately $64,185, with major employment sectors including healthcare (Lakeland Regional Health), education, and insurance.
  • Housing and Lifestyle: Lakeland is defined by a balanced housing market with a homeownership rate of approximately 56%. The residential landscape ranges from historic Mediterranean Revival homes in the Lake Morton district to modern suburban developments and lakeside estates. The lifestyle centers on outdoor recreation, community events like “First Friday,” and a strong local arts scene.

Top Places for Visitors to Explore in Lakeland

Lakeland offers a wealth of recreational and cultural attractions that highlight its natural beauty and unique architectural heritage.

  • Bonnet Springs Park: This 168-acre, privately funded park is a masterpiece of urban renewal. It features a botanical garden, a canopy walk, a nature center, and the Florida Children’s Museum, serving as a central hub for family-friendly activity.
  • Circle B Bar Reserve: A former cattle ranch turned nature preserve, this 1,267-acre site is one of the top birding and wildlife viewing destinations in Florida. Visitors can explore a vast network of trails and are almost guaranteed sightings of large American alligators and bald eagles.
  • Hollis Garden: This neoclassical botanical garden is located on the shores of Lake Mirror. It features over 10,000 flowers and ornamental shrubs, ornate fountains, and a public rose garden, offering a peaceful and scenic escape in the downtown core.
  • The Sun ‘n Fun Aerospace Expo: Held annually at the Lakeland Linder International Airport, this is one of the world’s largest aviation events. It draws hundreds of thousands of visitors each spring and is home to the Florida Air Museum.
  • Lake Mirror Park & Promenade: This historic park is the focal point of downtown Lakeland. It features the Loggia and the Hollis Garden, and is famous for its resident swans—descendants of a pair gifted to the city by Queen Elizabeth II in 1954.
  • Polk Museum of Art: As one of the top art museums in Central Florida and an affiliate of the Smithsonian Institution, this museum features a diverse range of Pre-Columbian artifacts, contemporary American art, and rotating world-class exhibitions.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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