|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

HERITAGE PINES FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Heritage Pines, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

HERITAGE PINES FL HEALTH INSURANCE AGENCY

Heritage Pines FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For years, I’ve helped neighbors (like you) find insurance plans that meet your Individual, Family, and Business needs and fit your budget (affordable/cheap). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term that includes insurance agents and insurance brokers, but the key difference is who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company and sells its specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t get you a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch by phone or email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Heritage Pines FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

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Rosemary Dragotta
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So knowledgeable and helpful !!!
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Marikathryn Bell
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Marilyn Wirsz
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Super responsive and easy to work with! He helped me understand my options with the matketplace and we're looking forward to getting set up with my husband's medicare soon. Great agent - you won't regret making the call!
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Ronald Anderson
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Cheryl Bowman
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Steve responded quickly to my call. I had retired and lost my dental insurance coverage for me and my husband. Steve went over all options in a very professional and detailed manner. It was truly a good experience. He does handle other types of insurance. I would recommend him for anyone.
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kristin zangrilli
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Steve makes the painful process of finding a healthcare plan that’s right for you or a loved one easy. Absolutely worth the call.
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Joseph Pohl
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Wonderful experience with Steve. He made the process of getting health insurance in between a job and full time entrepreneurship easy and relaxed. And he did all the work. Highly recommend
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Kathy Thal
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Steve was great in helping me obtain the proper health insurance for our twins! I highly recommend him, and I’m so thankful for his knowledge and help!
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Hope Myers
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What a load off my mind! Steve Turner made it so easy to get all set up. Thank you Steve for finding what we feel is the best plan for us.
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Angela Richardson
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Thanks to Steve for his guidance, I selected a plan that perfectly fits my medical needs and budget. Steve was extremely professional and knowledgeable. Highly recommended!

SERVICE AREA FACTS Heritage Pines FL

SERVICE AREA FACTS HERITAGE PINES, FL

Heritage Pines is an unincorporated census-designated place (CDP) and premier 55+ community located in Pasco County, Florida, United States.

Area code: 352

Elevation: 30 ft (9.1 m)

Zip Code: 34667

Population (2026): 1,477 (Projected)

GPS: Latitude: 28.4267 Longitude: -82.6233

An Overview of Heritage Pines, Florida

Heritage Pines is an established, gated active-adult community nestled in the northwestern corner of Pasco County, near the border of Hernando County. Functioning as a high-end residential retreat, it is strategically positioned just off County Line Road in Hudson, providing easy access to the Suncoast Parkway and U.S. Route 19. The area is highly regarded for its meticulously landscaped grounds, championship golf course, and a lifestyle centered on security and social engagement. Originally developed as a premier destination for active retirees, the community is defined by its quiet, nature-integrated streets and a sophisticated clubhouse culture, offering a tranquil suburban experience that remains less than 15 minutes from the coastal charms of the Gulf of Mexico.

Key Statistics and Economic Overview

Heritage Pines’ demographics reflect an affluent, mature, and remarkably stable community with a strong emphasis on homeownership and active retirement.

  • Population & Demographics: With a population of approximately 1,477, Heritage Pines is a significant residential anchor in the Hudson area. The median age is approximately 71 years, which is notably higher than the state average, characterizing the area as a dedicated enclave for seniors and retirees. The community has a high percentage of U.S. citizens and a demographic profile characterized by long-term residential stability.
  • Economic Profile: The local economy is driven by the community’s status as a high-wealth residential pocket. Most residents are retirees with significant professional backgrounds, contributing to a median household income of approximately $70,542, which exceeds many neighboring areas in Pasco County. The poverty rate remains exceptionally low at approximately 5.4%, signaling long-term economic stability and a strong local tax base.
  • Housing and Lifestyle: Heritage Pines is defined by a nearly universal homeownership rate of 98.6%. The housing market consists primarily of single-family detached homes and upscale villas, many of which were built between 2000 and 2009. The lifestyle here centers on amenities and leisure, featuring a full-service clubhouse, performing arts center, and various athletic facilities that foster a distinct sense of community pride.

Top Places for Visitors to Explore Near Heritage Pines

While Heritage Pines is cherished for its residential privacy and gated security, its location provides immediate access to some of Florida’s most popular recreational and natural sites.

  • Heritage Pines Country Club: The social and athletic heart of the community, this club features a Ron Garl-designed championship golf course. It offers a challenging layout for golfers of all skill levels and serves as a central hub for dining and social gatherings within the gates.
  • SunWest Park: Located just a short drive away in Hudson, this recreational waterfront facility was developed around a former limestone mine. Visitors can enjoy a 70-acre spring-fed lake with white sand beaches, volleyball courts, and a wakeboard park.
  • Werner-Boyce Salt Springs State Park: This nearby coastal park protects four miles of pristine salt marsh. Nature enthusiasts can explore winding kayak trails, observe migratory birds, and see the “Salt Spring,” which plunges to a depth of 351 feet.
  • Robert J. Strickland Memorial Park (Hudson Beach): A favorite local spot for viewing spectacular Gulf sunsets, this park offers a swimming area, boat ramp, and several popular waterfront restaurants within walking distance.
  • Weeki Wachee Springs State Park: Located just north of Heritage Pines, this world-famous attraction is home to the legendary mermaid show and the deepest freshwater cave system in the country. Visitors can kayak down the crystal-clear river or enjoy the water park at Buccaneer Bay.
  • The Show Palace Dinner Theatre: Situated in nearby Hudson, this venue provides high-quality musical theater and dining. It serves as a major cultural outlet for the area’s residents, offering Broadway-style performances in an intimate setting.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious Registered Employee Benefits Consultant® designation. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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