|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Balm FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Balm, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

BALM FL HEALTH INSURANCE AGENCY

Balm FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Balm FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS BALM FL

Balm is a census-designated place (CDP) located in Hillsborough County, Florida, United States.

Area code: 813

Elevation: 128 ft (39 m)

Zip Codes: 33503, 33598

Population (2025): 6,288

GPS: Latitude: 27.7638 Longitude: -82.2761

An Overview of Balm, Florida

Balm is an established, unincorporated community situated in the southeastern reaches of Hillsborough County. Functioning as a rural-suburban retreat, it is strategically positioned south of Brandon and Riverview, and just east of Sun City Center. The area is highly regarded for its rolling landscape, high elevation—standing at a notable 128 feet—and its deep agricultural heritage. Originally a center for citrus and cattle, Balm has maintained its “Old Florida” rustic charm while evolving into a vital research hub for the state’s agricultural industry. Its central location in South County makes it an ideal spot for residents seeking a quiet, country-style lifestyle, yet it remains less than 45 minutes from the metropolitan centers of Tampa and the pristine shores of the Gulf Coast.

Key Statistics and Economic Overview

Balm’s demographics reflect a growing, affluent, and family-oriented community with a strong emphasis on professional achievement and agricultural innovation.

  • Population & Demographics: With a population of over 6,200, Balm is one of the fastest-growing rural enclaves in the region. The median age is approximately 33.5 years, characterizing the area as a vibrant community favored by young professionals and families. It features a diverse mix of residents, including a significant agricultural workforce and a high percentage of homeowners.
  • Economic Profile: The local economy is uniquely driven by its role as a premier agricultural research site, notably home to the University of Florida’s Gulf Coast Research and Education Center. Many residents hold professional or management roles in the agribusiness, healthcare, and logistics sectors of the nearby Greater Tampa area. The median household income is approximately $104,347—significantly higher than the Florida average—signaling long-term economic resilience and a high quality of life.
  • Housing and Lifestyle: Balm is defined by a strong emphasis on spacious living, with many properties consisting of single-family homes on large acreages, as well as modern residential developments. The lifestyle here centers on outdoor recreation and land-based leisure, with a distinct emphasis on preserving the area’s natural canopies and open green spaces.

Top Places for Visitors to Explore in Balm

While Balm is cherished for its residential privacy, its rural surroundings provide immediate access to some of Hillsborough County’s most popular natural and recreational sites.

  • Balm Boyette Nature Preserve: Spanning over 4,900 net acres, this preserve is a premier destination for mountain bikers and hikers. It features miles of rugged single-track trails through reclaimed phosphate mines and native scrub, offering a rustic experience that attracts outdoor enthusiasts from across the state.
  • UF/IFAS Gulf Coast Research and Education Center: This state-of-the-art facility is the heart of Florida’s agricultural innovation. While primarily a research hub for strawberries, tomatoes, and ornamental plants, it serves as a beautiful educational resource and highlights the community’s global impact on food science.
  • Golden Aster Scrub Nature Preserve: Located just a short drive away, this 1,181-acre park is a sanctuary for nature enthusiasts. Visitors can explore marked trails through rare Florida habitats, which are home to the endangered Florida Golden Aster and various local wildlife, such as gopher tortoises.
  • Little Manatee River State Park: Bordering the Balm area to the south, this park offers miles of multi-use trails for hiking, cycling, and horseback riding. Its centerpiece is the Little Manatee River, where visitors can launch canoes or kayaks for a peaceful journey through the wilderness.
  • Southshore Bay Lagoon: For those seeking modern water recreation, this nearby attraction features a 5-acre crystal-clear lagoon. It offers water slides, paddleboarding, and an inflatable obstacle course, providing a resort-style escape just minutes from the rural heart of Balm.
  • Dude Lake: Situated within the neighboring park system, this tranquil lake offers a peaceful spot for picnicking and birdwatching, representing the quiet, natural charm that locals value in the South County region.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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