|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Santa Rosa County FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Santa Rosa County, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

SANTA ROSA COUNTY FL HEALTH INSURANCE AGENCY

Santa Rosa County FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Santa Rosa County FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS SANTA ROSA COUNTY FL

Santa Rosa County is an incorporated county in the Northwest Florida Panhandle of the United States.

Area code: 850

Elevation: 10 ft to 290 ft (3 m to 88 m)

Zip Codes: 32530, 32561, 32563, 32565, 32566, 32570, 32571, 32572, 32583

Population (2026): 214,759 (Projected)

GPS: Latitude: 30.7011 Longitude: -87.0252

An Overview of Santa Rosa County, Florida

Santa Rosa County is a dynamic and geographically diverse region stretching from the emerald waters of the Gulf of Mexico to the rolling woodlands of the Alabama border. Established in 1842 and named after Santa Rosa Island, the county is historically rooted in the timber and naval stores industries, which once powered the economy of the county seat, Milton. Today, the county is divided into three distinct regions: the white-sand “bedroom communities” of Gulf Breeze and Navarre in the south, the rapidly expanding suburban corridor of Pace and Milton in the center, and the quiet, agricultural heartland of Jay in the north. Recognized for having some of the highest-performing schools in Florida and a deep connection to the military through nearby Naval Air Station Whiting Field, Santa Rosa County offers a high quality of life that balances coastal luxury with rural charm.

Key Statistics and Economic Overview

Santa Rosa County’s demographics reflect an affluent, growing, and community-oriented population with a strong emphasis on homeownership and military service.

  • Population & Demographics: With a projected population exceeding 214,000, Santa Rosa is one of the fastest-growing counties in Florida. The median age is approximately 40 years, indicating a healthy mix of young military families and established professionals. The county features a significant veteran population—nearly 15% of residents—which deeply influences the local culture and civic engagement.
  • Economic Profile: The local economy is driven by a robust defense sector, healthcare, and professional services. As a key part of the Pensacola Metropolitan Area, Pensacola is home to many residents who work in aviation and technical roles. The median household income is approximately $91,922, which is significantly higher than the Florida state average, and the county maintains a remarkably low poverty rate compared to neighboring regions.
  • Housing and Lifestyle: Santa Rosa County is defined by an exceptionally high homeownership rate of over 80%. The housing market ranges from luxury beachfront estates on [suspicious link removed] to sprawling acreages in the north. The lifestyle centers on “The Great Outdoors,” with residents enjoying immediate access to river paddling, hiking in state forests, and the pristine shores of the Gulf Islands National Seashore.

Top Places for Visitors to Explore in Santa Rosa County

While the county is prized for its residential stability, its varied landscape provides access to some of Florida’s most iconic natural and historical sites.

  • Navarre Beach Marine Park: Located on the Gulf of Mexico, this park features the longest fishing pier in Florida and an extensive artificial reef system. It is a premier destination for snorkeling, deep-sea fishing, and viewing sea turtles in their natural habitat.
  • Blackwater River State Park: Known as the “Canoe Capital of Florida,” this park offers visitors the chance to paddle down one of the purest sand-bottom rivers in the world. Its white sandbars and cedar-colored waters make it a favorite for camping and tubing.
  • Gulf Breeze Zoo: This 50-acre wildlife sanctuary is home to over 800 animals from around the globe. Visitors can enjoy a safari train ride and interactive feedings, making it a central hub for family-friendly education and conservation.
  • Blackwater Heritage State Trail: This nearly 10-mile paved trail follows a historic railroad corridor through the town of Milton. It offers a scenic route for cyclists and joggers to explore the “Old Florida” charm of the county’s historic center.
  • Arcadia Mill Archaeological Site: The first and largest water-powered industrial complex in Florida. Visitors can explore boardwalks through the wetlands and learn about the lumber and textile history that built the region in the 19th century.
  • Coldwater Gardens: For those seeking a rustic, eco-tourism experience, this agritourism destination offers glamping, hiking, and botanical gardens set against the backdrop of Coldwater Creek in the county’s northern woodlands.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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