|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Flagler County FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Flagler County, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

FLAGLER COUNTY FL HEALTH INSURANCE AGENCY

Flagler County FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Flagler County FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS FLAGLER COUNTY FL

Flagler County is a rapidly growing county located on the northeastern coast of Florida, United States.

Area code: 386

Elevation: 33 ft (10 m)

Zip Codes: 32110, 32135, 32136, 32137, 32142, 32164

Population (2026): 146,448 (Projected)

GPS: Latitude: 29.5019 Longitude: -81.3074

An Overview of Flagler County, Florida

Flagler County is a picturesque coastal region situated between St. Augustine and Daytona Beach. Established in 1917 and named after industrialist Henry Flagler, the county is famous for its “cinnamon-colored” coquina sand beaches and its unique blend of Old Florida nature and modern master-planned communities. While the city of Palm Coast serves as its primary residential and commercial engine, the county retains vast protected land, ecologically significant swamps, and saltwater marshes. The area is highly regarded for its outdoor lifestyle, featuring over 90 miles of trails and 19 miles of uncrowded coastline, making it a premier destination for those seeking a retreat that balances high-speed growth with environmental preservation.

Key Statistics and Economic Overview

Flagler County’s demographics reflect one of the fastest-growing regions in the state, characterized by an affluent, mature population and a robust housing market.

  • Population & Demographics: With a projected population of over 146,000, Flagler County has experienced a growth rate exceeding 50% since 2010. The median age is approximately 53 years, notably higher than the Florida average, as the area is a top choice for retirees and established professionals. The community is predominantly White (74%), with a significant and growing Hispanic population (11.6%) and a strong veteran presence, particularly those who served in Vietnam.
  • Economic Profile: The local economy is driven by Tourism, Healthcare, Retail, and Construction. As the population expands, the professional and technical services sectors are seeing marked growth to support the influx of new residents. The median household income is approximately $77,363, and the county maintains a resilient economic profile with a poverty rate (10.27%) that remains lower than many neighboring regions.
  • Housing and Lifestyle: Flagler County has an exceptionally high homeownership rate of 83%. The housing market is diverse, ranging from the historic beachfront cottages of Flagler Beach to the gated, golf-centric neighborhoods of Palm Coast. The lifestyle centers on “salty and sunny” outdoor recreation, with a distinct emphasis on walking, cycling, and boating along the Intracoastal Waterway.

Top Places for Visitors to Explore in Flagler County

Flagler County offers immediate access to some of Northeast Florida’s most iconic natural preserves and cultural landmarks.

  • Washington Oaks Gardens State Park: Famous for its formal gardens and unique coquina rock formations along the Atlantic shoreline, this park is a sanctuary for photographers and nature lovers exploring the ancient oak canopies.
  • Bulow Creek State Park: Home to the Fairchild Oak, one of the largest live oak trees in the Southern United States, this park offers a glimpse into the region’s prehistoric landscape and provides extensive hiking trails.
  • Princess Place Preserve: This 1,500-acre historic estate features the only Adirondack-style lodge in Florida. Visitors can enjoy equestrian trails, salt marsh views, and some of the best camping and fishing spots in the county.
  • Flagler Beach Pier & Boardwalk: The social heart of the seaside community, this area is known for its laid-back vibe, beachfront eateries, and as a premier spot for surfing and watching the sunrise over the Atlantic.
  • Marineland Dolphin Adventure: Located on the northern edge of the county, this historic site allows visitors to interact with dolphins and learn about marine conservation in one of the world’s first oceanariums.
  • Gamble Rogers Memorial State Recreation Area: Nestled between the Atlantic Ocean and the Intracoastal Waterway, this park is a popular destination for coastal camping, kayaking, and birdwatching.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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