|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Zephyrhills West FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Zephyrhills West, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

ZEPHYRHILLS WEST FL HEALTH INSURANCE AGENCY

Zephyrhills West FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Zephyrhills West FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS Zephyrhills West FL

Zephyrhills West is a census-designated place (CDP) located in Pasco County, Florida, United States.

Area code: 813

Elevation: 85 ft (26 m)

Zip Codes: 33540, 33541

Population (2026): 5,910 (Projected)

GPS: Latitude: 28.2422 Longitude: -82.1961

An Overview of Zephyrhills West, Florida

Zephyrhills West is a flourishing residential community situated in East Pasco County, serving as a tranquil westward extension of the city of Zephyrhills. The area is defined by its rolling landscape and significantly higher elevation than coastal Florida, at a notable 85 feet. Historically rooted in the “Abbott Station” railroad era and the veteran colony established by Captain Harold B. Jeffries in 1910, the community has evolved into a premier destination for active retirees and families seeking an affordable inland retreat. Its strategic position along the State Route 54 corridor provides a “small-town” atmosphere with immediate access to the modern retail and entertainment hubs of Wesley Chapel, while remaining less than 45 minutes from downtown Tampa.

Key Statistics and Economic Overview

Zephyrhills West’s demographics reflect a mature, community-focused population with a strong emphasis on social activity and residential value.

  • Population & Demographics: With a projected population of nearly 6,000, Zephyrhills West is a core part of Pasco County’s growth corridor. The median age is approximately 65 years, one of the highest in the region, characterizing the area as a vibrant, senior-friendly destination. The community features a diverse mix of seasonal “snowbirds” and permanent residents, including a significant veteran population and a growing number of young families drawn to new developments.
  • Economic Profile: The local economy is driven by the retail, healthcare, and hospitality sectors. The area benefits from its proximity to major employers, including AdventHealth, and to the expanding industrial zones of Pasco County. The median household income is approximately $55,426, supported by a low cost of living that is roughly 11% below the national average.
  • Housing and Lifestyle: Zephyrhills West is defined by its abundance of active adult (55+) communities and manufactured-home subdivisions. These neighborhoods prioritize a social lifestyle centered around golf carts, clubhouses, and shuffleboard. Recently, the housing market has expanded to include modern single-family subdivisions like Harvest Ridge, offering more traditional suburban options for first-time homebuyers.

Top Places for Visitors to Explore in Zephyrhills West

While Zephyrhills West is cherished for its residential privacy, it offers immediate access to some of Central Florida’s most unique recreational and historical sites.

  • A world-famous destination for thrill-seekers, this facility is one of the country’s premier skydiving centers. It hosts international competitions and offers tandem jumps, group jumping, and a vibrant onsite social scene at “The Hard Dock” café.
  • : Located just east of the CDP, this 34-acre park is the community’s primary recreational hub. It features a lakeside fitness trail, lighted tennis and pickleball courts, and the “Water Play” splash pad for families.
  • : Housed in a restored 1927 Atlantic Coast Line depot, this museum preserves the town’s railroad history. Visitors can explore exhibits on the local citrus industry and the early days of the Zephyrhills Colony Company.
  • : A short drive south, this historic state park offers seven miles of trails and the rare opportunity to see Class II river rapids in Florida. It is a favorite for kayaking, camping, and spotting native wildlife like alligators and wood storks.
  • : Situated at the former site of a WWII Army airfield, this museum showcases aviation artifacts and the history of fighter pilots who trained in the area during the 1940s.
  • : Located in the nearby historic downtown, this brewery is a cornerstone of the local social scene. Part of the Sports Coast Ale Trail, it offers craft beers in a family-friendly environment that frequently hosts local food trucks and live music.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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