Zephyrhills FL Health Insurance Agency
Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Zephyrhills, FL, Health Insurance needs.
My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.
Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.
Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.
OUR RESULTS
LISTENING SKILLS
SCORE = 100
PLAN CHOICES
SCORE = 100
BUDGET FIT
SCORE = 100

Zephyrhills FL Health Insurance Agency
Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.
For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your Individual, Family, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:
Why choose Steve Turner Insurance Specialist?
Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.
An “insurance agent” works directly for an insurance company, selling their specific policies to clients.
An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.
I am both a licensed Insurance Agent and a licensed Insurance Broker.
My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.
I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.
Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.
The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.
Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!
INSURANCE OFFERINGS
Zephyrhills FL Health Insurance Agency
HEALTH INSURANCE

MEDICARE ADVANTAGE

MEDICARE SUPPLEMENT

PRESCRIPTION DRUGS

LIFE INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS
SERVICE AREA FACTS Zephyrhills FL
Zephyrhills is an incorporated city located in eastern Pasco County, Florida, United States.
Area code: 813
Elevation: 95 ft (29 m)
Zip Codes: 33540, 33541, 33542
Population (2026): 20,452 (Projected)
GPS: Latitude: 28.2336 Longitude: -82.1812
An Overview of Zephyrhills, Florida
Zephyrhills is a thriving city renowned worldwide for its pure spring water and its status as a premier skydiving destination. Originally founded in 1910 by Captain Harold B. Jeffries as a colony for Civil War veterans, the town was named for the “Zephyr” breezes that flow over its unique, rolling hills. While much of Florida is defined by coastal lowlands, Zephyrhills sits at a higher elevation in the heart of Florida’s “Sports Coast.” The city has evolved from its agricultural roots into a bustling suburban center that maintains a nostalgic, small-town feel. It is strategically positioned between the metropolitan growth of Tampa and the rustic charm of Dade City, offering residents a peaceful lifestyle with immediate access to world-class outdoor adventures and natural springs.
Key Statistics and Economic Overview
Zephyrhills’ demographics reflect a community that balances a large, active retiree population with a growing number of young families attracted by the area’s affordability and outdoor amenities.
- Population & Demographics: With a population exceeding 20,000, Zephyrhills is a major hub in East Pasco County. The median age is approximately 53 years, significantly influenced by the city’s numerous master-planned 55+ communities and RV resorts. The community is diverse and welcoming, with a strong sense of civic pride centered around its historic downtown district.
- Economic Profile: The local economy is famously anchored by the Zephyrhills Natural Spring Water bottling plant, which utilizes the area’s pristine aquifer. Beyond water production, the economy is supported by a robust healthcare sector, retail trade, and a booming sports tourism industry. The median household income is approximately $52,108, and the city continues to see significant investment in its Main Street revitalization projects.
- Housing and Lifestyle: Zephyrhills is defined by its housing diversity, ranging from historic bungalows in the Historic District to modern suburban developments and extensive mobile home parks. The lifestyle is heavily oriented toward active living, with residents enjoying a “hometown” atmosphere characterized by community festivals, local breweries, and some of the best skydiving conditions in the Western Hemisphere.
Top Places for Visitors to Explore in Zephyrhills
Whether you are seeking high-altitude thrills or a quiet walk through history, Zephyrhills offers a diverse array of local attractions.
- Skydive City / Z-Hills: One of the world’s most famous drop zones, this facility attracts jumpers from every corner of the globe. Visitors can watch colorful parachutes fill the sky or take a tandem leap to experience the ultimate Florida adrenaline rush.
- Zephyr Park: This 34-acre park is the city’s premier recreational site. It features the “Water Play” splash pad, a lake for fishing, and the Zephyrhills Skate Park, making it a central hub for families and outdoor enthusiasts.
- Zephyrhills Depot Museum: Housed in a restored 1927 Atlantic Coast Line depot, this museum offers a deep dive into the city’s railroad history and its transformation from a veteran colony into a modern city.
- Sarah Vande Berg Tennis & Wellness Center: A world-class athletic facility offering professional-grade tennis, pickleball, and padel courts. It serves as a major draw for sports tourism and local wellness programs.
- Zephyrhills Brewing Company: Located in the heart of downtown, this local brewery is a staple of the community. It offers a rotating selection of craft beers inspired by local flavors and serves as a popular gathering spot featuring live music and food trucks.
- Upper Hillsborough Preserve: Located just outside the city, this massive wilderness area offers miles of multi-use trails for hiking, bicycling, and equestrian use, providing a glimpse into the pristine, rugged beauty of Florida’s interior.
CONTACT STEVE TURNER INSURANCE AGENT & BROKER
I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.
Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.
Steve Turner is a licensed agent appointed by Florida Blue.
EMAIL ME: 24×7
OFFICE LOCATION
Website: steveturnerinsurancespecialist.com
Email: [email protected]
Phone and Text: +1-813-388-8373
Business Hours:
Monday: 7 am to 8 pm
Tuesday: 7 am to 8 pm
Wednesday: 7 am to 8 pm
Thursday: 7 am to 8 pm
Friday: 7 am to 8 pm
Saturday: 7 am to 8 pm
Sunday: 7 am to 8 pm





