|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Land O Lakes FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Land O Lakes, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

LAND O LAKES FL HEALTH INSURANCE AGENCY

Land O Lakes FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Land O Lakes FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS Land O Lakes FL

Land O’ Lakes is a census-designated place (CDP) located in Pasco County, Florida, United States.

Area code: 813

Elevation: 82 ft (25 m)

Zip Codes: 34637, 34638, 34639

Population (2026): 43,450 (Projected)

GPS: Latitude: 28.2372 Longitude: -82.4573

An Overview of Land O’ Lakes, Florida

Land O’ Lakes is a rapidly growing, suburban community situated in central Pasco County, approximately 20 miles north of downtown Tampa. Known for its picturesque landscapes and over 100 named lakes, the area serves as a premier destination for those seeking a balance between natural beauty and modern convenience. Originally settled in the 1880s following the Second Seminole War, the region functioned primarily as a hub for the lumber, turpentine, and citrus industries. The name “Land O’ Lakes” was officially adopted in 1950 following a community contest. Today, the area has transformed from its rural roots into a thriving residential corridor characterized by resort-style master-planned communities, top-rated schools, and expansive nature preserves.

Key Statistics and Economic Overview

Land O’ Lakes’ demographics reflect an affluent, family-oriented, and upwardly mobile community with a strong emphasis on professional achievement and high educational attainment.

  • Population & Demographics: With a projected population exceeding 43,000, Land O’ Lakes is a major anchor of Pasco County’s growth. The median age is approximately 43 years, indicating a vibrant mix of active families and retirees. The community features a diverse mix of residents, including a significant and growing Hispanic population (nearly 20%) and a high percentage of college-educated professionals.
  • Economic Profile: The local economy is driven by its role as a key bedroom community for the Tampa-St. Petersburg-Clearwater metropolitan area. Many residents hold management or professional roles in healthcare, finance, and the aerospace and defense sectors centered in Tampa. The median household income is approximately $98,568—significantly higher than the Florida average—while the poverty rate remains one of the lowest in the region, signaling robust economic stability.
  • Housing and Lifestyle: Land O’ Lakes is defined by an exceptionally high homeownership rate of approximately 83%. The housing market consists primarily of new construction, golf course communities like Oakstead, and luxury waterfront estates. The lifestyle here centers on outdoor recreation and leisure, with a distinct emphasis on “vacation where you live” through resort-style amenities, extensive walking trails, and private lake access.

Top Places for Visitors to Explore in Land O’ Lakes

While Land O’ Lakes is cherished for its residential privacy, its central location provides immediate access to some of Pasco County’s most popular recreational and natural sites.

  • Conner Preserve: Spanning nearly 3,000 acres, this massive preserve is a sanctuary for nature enthusiasts. Visitors can explore a network of trails through pine flatwoods and cypress wetlands, offering opportunities for hiking, cycling, and wildlife viewing, including sandhill cranes and gopher tortoises.
  • Cypress Creek Flood Detention Area: Located on the eastern edge of the community, this vast forest offers a sizable network of marked trails. It serves as a beautiful educational resource on Florida’s diverse ecosystems and a peaceful escape for the entire family.
  • Land O’ Lakes Heritage Park: This central park functions as the community’s primary gathering space. It features a large stage for concerts, athletic fields, and a community center, hosting popular annual events like the Flapjack Festival.
  • Lake Padgett Estates: For those seeking water-based recreation, this area features several large lakes connected by canals. It remains a central hub for social and athletic activity, offering boating, fishing, and skiing for residents and visitors with access.
  • Dupree Gardens (Historical Marker): Once one of Florida’s original “roadside tourist attractions” in the 1940s, history buffs can visit the gate ruins and the historical marker commemorating this lush botanical site that preceded modern theme parks.
  • Suncoast Trail: Bordering the western edge of Land O’ Lakes, this 42-mile paved multi-use trail offers a rustic, natural experience for long-distance cyclists and joggers, connecting the community to the wider Tampa Bay region.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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