Elfers FL Health Insurance Agency

Elfers is a census-designated place (CDP) located in Pasco County, Florida, United States.

Area code: 727

Elevation: 33 ft (10 m)

Zip Codes: 34680

Population (2026): 13,852 (Projected)

GPS: Latitude: 28.2102 Longitude: -82.7083

An Overview of Elfers, Florida

Elfers is a historic, established community located in southwestern Pasco County, serving as a gateway between the bustling corridors of New Port Richey and the coastal charm of Tarpon Springs. Originally settled in the late 19th century and named after early resident Elder Fens, the area was once a flourishing citrus-growing hub with its own railroad depot. Today, it functions as a peaceful residential suburb characterized by its “sparse suburban” feel and mature landscapes. While it retains a quiet, small-town atmosphere, Elfers is strategically positioned near the Pithlachascotee and Anclote Rivers, providing residents with an ideal blend of inland tranquility and rapid access to the Gulf of Mexico’s waterfront amenities.

Key Statistics and Economic Overview

Elfers’ demographics reflect a stable, affordable community with a strong multigenerational presence and a high homeownership rate.

• Population & Demographics: With a population of nearly 14,000, Elfers is a significant residential anchor in Pasco County. The median age is approximately 39.6 years, making it a diverse area that balances a long-standing retiree population with an increasing number of young families attracted by the region’s lower cost of living.
  
• Economic Profile: The local economy is primarily driven by retail trade, healthcare, and administrative services. Many residents commute to nearby employment hubs in Tampa, Clearwater, and St. Petersburg. The median household income is approximately $56,054, and the area is highly regarded for its affordability, with housing costs significantly lower than the national and state averages.
  
• Housing and Lifestyle: Elfers is defined by a homeownership rate of approximately 64.5%. The housing market consists of a mix of mid-century single-family homes, quiet cul-de-sacs, and established mobile home communities. The lifestyle here is laid-back and outdoors-oriented, with residents taking advantage of the year-round warm climate for fishing, kayaking, and visiting the nearby Gulf beaches.
  

Top Places for Visitors to Explore in Elfers

While Elfers is cherished for its residential privacy, its central location provides immediate access to some of the Nature Coast’s most popular recreational and cultural sites.

• Samuel Baker House: A centerpiece of local history, this historic home is listed on the National Register of Historic Places. It offers a glimpse into the early pioneer architecture and citrus-farming heritage that defined the community at the turn of the century.
  
• Sims Park: Located just minutes away in New Port Richey, this iconic park sits along the Pithlachascotee River. It features a boat ramp, a large playground, an amphitheater for community concerts, and a scenic riverwalk perfect for evening strolls.
• Tarpon Springs Sponge Docks: A short drive south takes visitors to this world-famous cultural landmark. You can explore authentic Greek bakeries, take a sightseeing cruise, or learn about the historic sponge-diving industry that made the region famous.
• James E. Grey Preserve: This 80-acre preserve offers a rustic escape into Florida’s natural wetlands. It features boardwalks, kayak launches, and primitive trails, providing an excellent venue for birdwatching and observing local wildlife along the river.
• A.L. Anderson Park: Situated on the shores of Lake Tarpon, this expansive park is a favorite for hikers and boaters. It features hilly terrain, shaded picnic areas, and elevated boardwalks that offer panoramic views of the lake and its resident alligators.
• Robert K. Rees Memorial Park: Known locally as “Green Key Beach,” this coastal park offers a boardwalk through the mangroves and a small beach area for swimming and watching spectacular Gulf sunsets.