|⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Ruskin FL

Steve Turner Insurance Specialist Serving Ruskin FL

Affordable Insurance Plans: Individual | Family | Business | Retirement | Unemployed

Accident | Dental | Disability | Group Health | Health | Life | Long-Term Care | Medicaid | Medicare | Medicare Advantage | Medicare Supplement | Prescription Drugs

STEVE TURNER INSURANCE SPECIALIST FLORIDA

Ruskin FL

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving residents of Ruskin FL.

For many years, I’ve been helping neighbors (like you), in Ruskin FL, find insurance plans that meet your individual, family, and business needs that are Affordable (Cheap). Which types of insurance can I assist you with?

  • Accident Insurance
  • Dental Insurance
  • Disability Insurance
  • Group Health Insurance
  • Health Insurance
  • Life Insurance
  • Medicare Insurance
  • Medicare Advantage Insurance
  • Medicare Supplement Insurance
  • Prescription Drug Insurance

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low-to-no-cost doctor visits and affordable prescription medication, and protect your family in the event of an unexpected accident or illness.

Best of all – it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

Ruskin FL

Of course. Ruskin is one of the most intellectually fascinating communities in Florida, a place founded on a utopian ideal that has since evolved into a vital agricultural heartland for Hillsborough County. I see Ruskin as the historic and cultural anchor of the county’s “SouthShore,” a place with a rich past that is now navigating the challenges of explosive modern growth.

Zip Codes: 33570, 33571, 33575

Latitude, Longitude: 27.7209° N, 82.4335° W


A Utopian Dream on the Little Manatee River 📚

The story of Ruskin is unlike any other in the region. It was not founded by a railroad magnate or a land developer, but by idealists. In 1908, a Chicago-based lawyer, professor, and social reformer named Dr. George McAnelly Miller, along with his wife Adeline, purchased land on the north bank of the Little Manatee River. They were devout followers of the English writer, philosopher, and art critic John Ruskin.

The new community was explicitly named in honor of John Ruskin, and it was founded on his principles of social justice, cooperative labor, and the integration of art and work. The centerpiece of the colony was Ruskin College, a co-educational institution (a very progressive idea at the time) where students worked on the community farm to pay for their tuition. The colony attracted artists, writers, socialists, and intellectuals from all over the country who sought to build a more equitable society. While the original utopian colony eventually succumbed to internal disagreements and financial troubles by 1919, the town and its intellectual spirit remained.


From Utopian Colony to Agricultural Hub 🍅

After the college closed, Ruskin settled into a new identity as a quiet, rural farming town. For most of the 20th century, its economy was driven by the rich soil of the surrounding area. It became particularly famous for its produce, earning the nickname the “Tomato and Onion Capital of the World.” This agricultural identity is still at the core of Ruskin’s character. In recent decades, it has also become a major center for aquaculture, with numerous tropical fish farms that supply the nation’s aquarium industry.

Today, Ruskin is a community in transition. The historic “Old Ruskin” still exists near the river, but the wider area is experiencing a massive boom in suburban development. Large, new subdivisions are rapidly being built on former farmland, transforming the once-quiet town into a bustling bedroom community for Tampa and Sarasota. It is an unincorporated Census-Designated Place (CDP) governed by Hillsborough County.


Ruskin by the Numbers 📊

The demographic data for Ruskin reflects its evolution into a large, diverse community with deep agricultural roots.

  • Official Designation: Census-Designated Place (CDP)
  • County: Hillsborough
  • Founded: 1908
  • Named For: English writer and social reformer John Ruskin.
  • Population: Approximately 29,000 residents.
  • Area: About 19 square miles.
  • Median Age: Roughly 42 years old.
  • Racial & Ethnic Composition: A diverse community with a very large Hispanic population tied to its agricultural industry:
    • White (non-Hispanic): ~42%
    • Hispanic or Latino: ~42%
    • Black or African American: ~11%
  • Median Household Income: Approximately $64,000.

Landmarks and SouthShore Favorites 🎣

The interesting places in and around Ruskin reflect its unique history, agricultural strength, and beautiful natural setting.

  • The Firehouse Cultural Center: Housed in the town’s historic 1960s fire station, this vibrant arts center keeps the original spirit of Ruskin alive. It offers classes, art exhibitions, and performances, serving as the cultural heart of the modern community.
  • Ruskin Family Drive-In Theatre: An iconic and beloved piece of living history. This classic drive-in theater has been showing movies under the stars since 1952 and remains a favorite for families all over the SouthShore.
  • E.G. Simmons Conservation Park: A beautiful 469-acre county park located right in Ruskin on the shores of Tampa Bay. It’s a prime destination for camping, fishing, kayaking, and birdwatching, with a beautiful beach and mangrove shoreline.
  • The TECO Manatee Viewing Center: Located in neighboring Apollo Beach, this is the single most famous attraction in the entire region. Each winter, hundreds of manatees gather in the power station’s warm-water discharge canals, creating an unforgettable wildlife experience.
  • Gannon’s Antiques & Art Center: Situated in the rural area just southeast of Ruskin, Gannon’s is a massive antique mall that is a major destination for collectors and decorators. It represents the rich, country character of the region.

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Ruskin FL

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REVIEWS + LOCATION

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

STEVE TURNER INSURANCE SPECIALIST

STEVE TURNER REBC®

14502 N DALE MABRY HWY

SUITE 200

TAMPA, FL 33618

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1.813.388.8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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