|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Ridgecrest FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Ridgecrest, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

RIDGECREST FL HEALTH INSURANCE AGENCY

Ridgecrest FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Ridgecrest FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

Ridgecrest FL Health Insurance Agency

Ridgecrest is a census-designated place (CDP) located in Pinellas County, Florida, United States.

Area code: 727

Elevation: 43 ft (13 m)

Zip Codes: 33770, 33774, 33778

Population (2025): 3,400 (Estimated)

An Overview of Ridgecrest, Florida

Ridgecrest is a historic and tight-knit unincorporated community situated in the west-central portion of Pinellas County. Often considered a hidden gem of the Largo area, it is strategically positioned between Largo’s city limits and the coastal communities along the Gulf. The area is characterized by its high elevation—standing at a notable 43 feet—and its deep-rooted sense of neighborhood pride and historical significance. Originally a citrus-growing region, the community has transformed into a resilient residential suburb that offers a quieter, “sparse suburban” feel. Its central location provides residents with the dual advantage of a calm neighborhood atmosphere and proximity to the renowned shores of Indian Rocks Beach and Belleair Beach.

Key Statistics and Economic Overview

Ridgecrest’s demographics reflect a diverse, stable, and family-oriented community with a strong focus on neighborhood revitalisation and homeownership.

  • Population & Demographics: With a population of approximately 3,400, Ridgecrest is a significant residential anchor within unincorporated Pinellas. The median age is approximately 34 years, which is notably younger than the county and state averages, indicating a vibrant community of young professionals and families. It is recognized as one of the most diverse suburbs in the region, featuring a rich cultural tapestry and a strong sense of local identity.
  • Economic Profile: The economy of Ridgecrest is largely driven by its proximity to the commercial and healthcare hubs of Largo and Clearwater. A high percentage of the workforce is employed in technical, administrative, and service sectors. While the area includes a mix of income levels, recent economic reports highlight a resilient community with growing financial health and a median household income of approximately $50,428.
  • Housing and Lifestyle: Ridgecrest is defined by a strong emphasis on housing stability, with a homeownership rate of over 80%. The housing market consists primarily of modest single-family ranch homes and established residential blocks. The lifestyle here is centered on community engagement and outdoor recreation, supported by local facilities and the area’s transition into a modern, well-connected suburb.

Top Places for Visitors to Explore in Ridgecrest

While Ridgecrest is cherished for its residential privacy, its location offers immediate access to premier regional parks and cultural sites.

  • Ridgecrest Park: Nestled in the heart of the neighborhood, this 23-acre park sits alongside a 5-acre freshwater lake. It features a state-of-the-art ADA-friendly playground, fishing piers, and wooded walking trails, serving as the community’s primary outdoor social hub.
  • Florida Botanical Gardens: Located just north of Ridgecrest, this 182-acre sanctuary offers visitors a chance to explore themed tropical, succulent, and butterfly gardens. It is a premier educational resource and a peaceful escape for nature enthusiasts.
  • Heritage Village: Situated adjacent to the botanical gardens, this 21-acre living history museum features over 30 restored historic structures. It provides a fascinating look at the lives of early Pinellas County settlers and is an essential stop for history buffs.
  • Greater Ridgecrest YMCA: A cornerstone of the community, this facility provides a wide range of youth programs, fitness classes, and aquatic activities, fostering health and wellness for residents of all ages.
  • The Pinellas Trail: Passing near Ridgecrest, this world-famous 45-mile multi-use trail offers a paved path for cyclists and pedestrians to travel from St. Petersburg to Tarpon Springs.
  • Taylor Park: Bordering the Ridgecrest area to the north, this expansive 150-acre park features a large lake for fishing, a popular disc golf course, and shaded picnic areas, making it a favorite spot for weekend recreation.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

POSTS

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  • Holmes County FL
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