|⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Pebble Creek FL

Steve Turner Insurance Specialist Serving Pebble Creek FL

Affordable Insurance Plans: Individual | Family | Business | Retirement | Unemployed

Accident | Dental | Disability | Group Health | Health | Life | Long-Term Care | Medicaid | Medicare | Medicare Advantage | Medicare Supplement | Prescription Drugs

STEVE TURNER INSURANCE SPECIALIST FLORIDA

Pebble Creek FL

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving residents of Pebble Creek FL.

For many years, I’ve been helping neighbors (like you), in Pebble Creek FL, find insurance plans that meet your individual, family, and business needs that are Affordable (Cheap). Which types of insurance can I assist you with?

  • Accident Insurance
  • Dental Insurance
  • Disability Insurance
  • Group Health Insurance
  • Health Insurance
  • Life Insurance
  • Medicare Insurance
  • Medicare Advantage Insurance
  • Medicare Supplement Insurance
  • Prescription Drug Insurance

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low-to-no-cost doctor visits and affordable prescription medication, and protect your family in the event of an unexpected accident or illness.

Best of all – it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

Pebble Creek FL

Of course. Pebble Creek is one of the foundational communities of the “New Tampa” area, a place that set the standard for the master-planned, golf-centric lifestyle that has come to define northeastern Hillsborough County. From my location in the more established suburbs of Citrus Park in the northwest, I’ve always seen Pebble Creek as a pioneer that helped transform a rural corner of the county into the sprawling, affluent suburban region it is today.

Zip Codes: 33647

Latitude, Longitude: 28.1483° N, 82.3456° W


The Birth of a “New Tampa” Pioneer ⛳

The story of Pebble Creek begins in 1984. At that time, the area now known as New Tampa was little more than undeveloped cattle pastures and pine forests, considered a remote outpost far from Tampa’s suburban core. Pebble Creek was one of the very first large-scale, master-planned communities to break ground in the area, offering a vision of a self-contained, upscale lifestyle.

The name, “Pebble Creek,” is a classic developer creation, expertly designed to evoke a sense of prestige and natural beauty. It’s not a historic name but a marketing one, likely combining two powerful concepts:

  • “Pebble”: This is almost certainly an aspirational nod to the world-famous Pebble Beach golf links in California, immediately suggesting a premier golf experience.
  • “Creek”: This suggests a serene, natural landscape with flowing water, an ideal setting for both a beautiful golf course and desirable home sites.

The community was designed from the ground up to be a complete lifestyle enclave, with the 18-hole golf course and country club as its undeniable centerpiece. This model of a golf-course-driven community became the template for many of the developments that followed in New Tampa and neighboring Wesley Chapel.


A Mature and Desirable Enclave 🌳

Today, Pebble Creek is a mature and highly sought-after community. Unlike some of the newer, more densely packed developments, Pebble Creek is known for its lush, established landscaping and a beautiful canopy of mature oak trees that give it a more settled and graceful feel. The community is a mix of single-family homes, villas, and townhomes, catering to a wide range of residents from young professionals to retirees.

It’s an unincorporated Census-Designated Place (CDP) governed by Hillsborough County. However, it’s important to note that the broader “New Tampa” region in which it sits was annexed by the City of Tampa in the late 1980s, creating a sometimes confusing situation where residents have a Tampa address and pay city taxes but may also live within a distinct CDP like Pebble Creek. Its location, right off the main artery of Bruce B. Downs Boulevard, places it in the very heart of New Tampa’s commercial and residential activity.


Pebble Creek by the Numbers 📊

The demographic data for Pebble Creek reflects its status as an established, affluent, and family-oriented community.

  • Official Designation: Census-Designated Place (CDP)
  • County: Hillsborough
  • Established: Development began in 1984.
  • Named For: A developer-created name likely inspired by Pebble Beach to evoke an upscale golf lifestyle.
  • Population: Approximately 10,000 residents.
  • Area: About 2.9 square miles.
  • Median Age: Roughly 49 years old, reflecting its mature and established resident base.
  • Racial & Ethnic Composition:
    • White (non-Hispanic): ~66%
    • Hispanic or Latino: ~14%
    • Asian: ~9%
    • Black or African American: ~7%
  • Median Household Income: Approximately $112,000.

Nearby Hubs and New Tampa Favorites 🍣

Life in Pebble Creek is enhanced by the excellent array of shopping, dining, and recreational amenities in the immediate New Tampa area.

  • Pebble Creek Golf Club: The heart and soul of the community. This semi-private 18-hole championship course is known for its beautiful layout and challenging play, and the clubhouse serves as a major social hub for residents.
  • The Shops at Wiregrass: Located just a few miles north in Wesley Chapel, this beautiful, open-air lifestyle mall is a primary destination for upscale shopping, dining, and entertainment for Pebble Creek residents.
  • Flatwoods Park: A massive 5,400-acre county park that is a crown jewel of the New Tampa area. It’s famous for its 7-mile paved loop, a haven for cyclists, runners, and skaters.
  • Mr. Dunderbak’s: A legendary and authentic German restaurant and world-class beer garden. This unique and beloved institution has been serving the Tampa area for decades and is a favorite for its incredible food and vast selection of brews.
  • AdventHealth Tampa: The major full-service hospital for the entire North Tampa/New Tampa region. Located just a few miles south of Pebble Creek, it provides comprehensive, state-of-the-art medical care for the community.

INSURANCE OFFERINGS
Pebble Creek FL

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

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DENTAL INSURANCE

DENTAL INSURANCE

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Long Term Care Insurance

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REVIEWS + LOCATION

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

STEVE TURNER INSURANCE SPECIALIST

STEVE TURNER REBC®

14502 N DALE MABRY HWY

SUITE 200

TAMPA, FL 33618

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1.813.388.8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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