|⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Odessa FL

Steve Turner Insurance Specialist Serving Odessa FL

Affordable Insurance Plans: Individual | Family | Business | Retirement | Unemployed

Accident | Dental | Disability | Group Health | Health | Life | Long-Term Care | Medicaid | Medicare | Medicare Advantage | Medicare Supplement | Prescription Drugs

STEVE TURNER INSURANCE SPECIALIST FLORIDA

Odessa FL

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving residents of Odessa FL.

For many years, I’ve been helping neighbors (like you), in Odessa FL, find insurance plans that meet your individual, family, and business needs that are Affordable (Cheap). Which types of insurance can I assist you with?

  • Accident Insurance
  • Dental Insurance
  • Disability Insurance
  • Group Health Insurance
  • Health Insurance
  • Life Insurance
  • Medicare Insurance
  • Medicare Advantage Insurance
  • Medicare Supplement Insurance
  • Prescription Drug Insurance

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low-to-no-cost doctor visits and affordable prescription medication, and protect your family in the event of an unexpected accident or illness.

Best of all – it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

Odessa FL

Of course. Odessa is one of the premier semi-rural communities in the Tampa Bay area, a place that has masterfully blended an affluent, equestrian lifestyle with its historic “Old Florida” roots. From my location in the nearby suburb of Citrus Park, I see Odessa as the northern extension of the desirable, large-lot lifestyle that defines this entire corner of Hillsborough County, stretching up into Pasco County.

Zip Codes: 33556

Latitude, Longitude: 28.1794° N, 82.5580° W


A Russian Connection in the Florida Pines 🇷🇺

Odessa’s origin story is one of the most unique in all of Florida. Its history is tied to the lumber industry and a fascinating Russian immigrant named Peter A. Demens (born Pyotr Dementyev), who was also instrumental in founding St. Petersburg. In the late 1880s, Demens was developing the Orange Belt Railway and established a large sawmill in this remote, pine-covered area.

In 1888, he founded a town to support the mill and named it Odessa in honor of his beloved hometown, Odesa, Ukraine, which was then a major port city in the Russian Empire. For decades, Odessa remained a small, rugged sawmill town, a place defined by the cypress forests and the hardworking people who logged them. After the lumber industry faded, it transitioned into a quiet, rural area of cattle ranches and citrus groves.


A Land of Lakes and Large Lots 🐴

The character of modern Odessa is defined by its commitment to preserving a spacious, semi-rural lifestyle. It’s a sprawling, unincorporated community that straddles the border of northwestern Hillsborough County and southwestern Pasco County. The landscape is a beautiful mix of horse farms, large custom-built estates, and dozens of sparkling lakes. It’s a place where you’re just as likely to see a neighbor on horseback as you are in a luxury car.

The Hillsborough County portion of Odessa, along with its neighbor Keystone, is protected by the Keystone-Odessa Community Plan, a resident-driven land-use plan that mandates large lot sizes and restricts commercial development to maintain the area’s country feel. The Pasco County side has seen more recent, rapid suburban growth, particularly along the Suncoast Parkway corridor, but still retains large areas of rural character. Odessa remains an unincorporated community in both counties.


Odessa by the Numbers 📊

There are separate Census-Designated Places (CDPs) for Odessa in both counties. The data below is for the more established Hillsborough County portion.

  • Official Designation: Census-Designated Place (CDP)
  • Counties: Hillsborough and Pasco
  • Established: Founded in 1888.
  • Named For: Odesa, Ukraine, the hometown of its founder, Peter A. Demens.
  • Population (Hillsborough CDP): Approximately 7,500 residents.
  • Area (Hillsborough CDP): About 5.7 square miles.
  • Median Age: Roughly 48 years old, reflecting a mature, established population.
  • Racial & Ethnic Composition:
    • White (non-Hispanic): ~78%
    • Hispanic or Latino: ~12%
    • Asian: ~5%
  • Median Household Income: Approximately $118,000, making it one of the wealthiest communities in the region.

Landmarks and Local Favorites 🍻

The businesses and landmarks in and around Odessa reflect its upscale, rural, and community-focused lifestyle.

  • Starkey Market: A hugely popular destination in the Pasco part of Odessa. What started as a simple produce market has evolved into a beautiful complex with a cafe, coffee bar, and a barn that hosts live music and events. It perfectly captures the modern, upscale-yet-rural vibe of the community.
  • Old McMicky’s Farm: A beloved local institution located on the shores of Crescent Lake. This hands-on educational farm offers tours and events, making it a favorite for family outings and a throwback to the area’s agricultural roots.
  • The Suncoast Trail: This 42-mile paved recreational trail runs directly through the heart of Pasco’s Odessa community. It’s a massive amenity for cyclists, runners, and walkers, connecting several neighborhoods and parks.
  • Big Storm Brewing Co.: One of the Tampa Bay region’s most successful craft breweries, with a large brewery and taproom located in the Pasco section of Odessa. It has become a major social hub for the entire area.
  • Keystone Korner: While technically in neighboring Keystone, this iconic, old-school deli is the de facto community hub and gathering spot for the entire Keystone-Odessa area. It’s a cherished local institution.

INSURANCE OFFERINGS
Odessa FL

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REVIEWS + LOCATION

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

STEVE TURNER INSURANCE SPECIALIST

STEVE TURNER REBC®

14502 N DALE MABRY HWY

SUITE 200

TAMPA, FL 33618

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1.813.388.8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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