|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

Miami FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family and your business the complete array of Insurance Services you need to protect and provide for their Miami FL Health Insurance needs.

My goals are to (1) Listen to you tell me about your insurance needs, budget, and the outcome you require, and (2) Educate you on your various options, and (3) Setup the insurance plans you have selected and get your insurance coverage established.

Not sure what what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss with you all your insurance options pro’s and con’s so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

MIAMI FL HEALTH INSURANCE AGENCY

Miami FL

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you), in your neighborhood, find insurance plans that meet your Individual, Family, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

  • Accident Insurance
  • Dental Insurance
  • Disability Insurance | Income Replacement Insurance
  • Group Health Insurance
  • Health Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Medicaid Insurance
  • Medicare Insurance
  • Medicare Part A Insurance
  • Medicare Part B Insurance
  • Medicare Part C Insurance
  • Medicare Part D Insurance
  • Medicare Plan G Insurance
  • Medicare Plan N Insurance
  • Medicare Advantage Insurance
  • Medicare Supplement Insurance
  • Prescription Drug Insurance

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low-to-no-cost doctor visits and affordable prescription medication, and protect your family in the event of an unexpected accident or illness.

Best of all – it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Miami FL

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

SERVICE AREA FACTS MIAMI FL

Miami Florida: Facts and Top Visitor Sites

Miami is a coastal city in the U.S. state of Florida. It is the second-most populous city in Florida with a population of 442,241 at the 2020 census, while the Miami metropolitan area in South Florida has an estimated 6.46 million residents and is the sixth-largest metropolitan area in the United States.

Population: 487,014 (2024)

Area codes: 305, 786, 645

Demonym: Miamian

Elevation: 6 ft (1.8 m)

Founded by: Julia Tuttle

Incorporated: July 28, 1896

Named after: Miami River, ultimately derived from Mayaimi

An Overview of Miami, Florida

Miami is a world-renowned city located on the southeastern tip of Florida, known for its vibrant culture, stunning beaches, and bustling international atmosphere. Often called the “Gateway to Latin America,” Miami is a major center for finance, commerce, and culture, with a unique blend of American, Caribbean, and Latin influences. Its diverse neighborhoods, from the historic Art Deco district to the colorful streets of Little Havana, make it a dynamic and unforgettable destination for visitors.


Key Statistics and Economic Drivers

  • Population and Demographics: As of 2023, the city of Miami has a population of approximately 447,000, with a metropolitan area population of over 6.4 million, making it the sixth-largest metro area in the United States. Miami is one of the most diverse cities in the country, with over 71% of the population identifying as Hispanic or Latino. Over half of the city’s residents were born outside the U.S., which greatly contributes to its multicultural identity.
  • Economy & Key Industries: Miami’s economy is robust and driven by several key sectors. International trade and logistics thrive due to its strategic location and major port and airport. Finance and banking are also central to the economy, with many international banks and investment firms having a presence in the city. Other major industries include real estate and construction, tourism, and a rapidly growing technology and innovation sector, particularly in fintech and health tech.
  • Weather: Miami’s climate is tropical monsoon, which means it has a long, hot, and wet summer season and a short, warm, and dry winter season. Average high temperatures range from the mid-70s °F in January to the low 90s °F in July and August. The city’s famous weather is a major factor in its appeal as a tourist destination.

Top Places for Visitors to Explore in Miami

Miami offers an incredible array of attractions that cater to every taste, from art and culture to nature and nightlife.

  • South Beach: One of the most famous beaches in the world, South Beach is a must-visit. Its iconic art deco architecture, lively atmosphere, and pristine sandy shores make it a hub of activity. Visitors can explore Ocean Drive, relax on the beach, or enjoy the vibrant nightlife.
  • Everglades National Park: Just a short drive from the city, the Everglades National Park offers a unique and unforgettable natural experience. You can take an airboat tour to see alligators, crocodiles, and a wide variety of birds in this vast subtropical wilderness.
  • Little Havana: A visit to Little Havana is a journey into the heart of Miami’s Cuban culture. You can stroll down Calle Ocho, watch cigars being hand-rolled, listen to lively music, and enjoy authentic Cuban coffee and cuisine.
  • Vizcaya Museum and Gardens: The Vizcaya Museum and Gardens is a stunning historic estate located on Biscayne Bay. This European-inspired villa and its expansive, lush gardens offer a glimpse into the Gilded Age. The museum houses an impressive collection of European decorative arts and antiques.
  • Wynwood Walls: Art lovers should not miss the Wynwood Walls, an outdoor street art museum featuring vibrant, large-scale murals from world-renowned artists. This neighborhood has revitalized itself into a creative hub with galleries, shops, and restaurants.
  • Phillip and Patricia Frost Museum of Science: Located in downtown Miami, the Phillip and Patricia Frost Museum of Science is an innovative and interactive museum. It includes a state-of-the-art planetarium and a three-level aquarium where you can get up close to marine life.
  • Bayside Marketplace: For shopping, dining, and entertainment, Bayside Marketplace is a bustling waterfront outdoor mall in downtown Miami. It features over 150 specialty shops, a variety of restaurants, and live music, with beautiful views of the marina.
  • Zoo Miami: As the only sub-tropical zoo in the continental U.S., Zoo Miami is home to thousands of animals from Asia, Australia, and Africa. The zoo’s unique, cageless exhibits allow animals to roam freely in naturalistic habitats, providing an immersive experience for visitors.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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