Madeira Beach FL Health Insurance Agency

Madeira Beach is an incorporated city located on a barrier island in Pinellas County, Florida, United States.

Area code: 727

Elevation: 3 ft (1 m)

Zip Codes: 33708, 33738

Population (2025): 4,044

An Overview of Madeira Beach, Florida

Madeira Beach, affectionately known by locals as “Mad Beach,” is a quintessential Gulf Coast community situated on a barrier island between the Gulf of Mexico and the Intracoastal Waterway. It is bordered by Redington Beach to the north and Treasure Island to the south. Famous for its 2.5 miles of pristine white-sand beaches and its legendary “grouper capital of the world” status, the city offers a unique blend of a relaxed residential atmosphere and a vibrant tourist economy. The city was incorporated in 1947 and has since centered its identity on its maritime heritage and the bustling John’s Pass Village, offering a lively coastal experience deeply rooted in Florida’s historic fishing culture.

Key Statistics and Economic Overview

Madeira Beach’s demographics reflect a prosperous, mature, and stable community with a strong economic foundation built on tourism and maritime commerce.

• Population & Demographics: With a population of approximately 4,000, Madeira Beach maintains a tight-knit and active community feel. The median age is roughly 59 years, characterizing the area as a premier destination for retirees and established professionals. The population is remarkably stable, with a high percentage of residents being long-term homeowners.
• Economic Profile: The local economy is robustly supported by tourism, retail, and commercial fishing. John’s Pass Village and Boardwalk alone host over 100 businesses, making it one of the primary economic engines of Pinellas County. The median household income is approximately $75,781, and the city benefits from a professional workforce employed largely in the management, service, and healthcare sectors.
• Housing and Lifestyle: Madeira Beach is defined by a homeownership rate of approximately 60%. The housing market features a diverse array of properties, including mid-century beach bungalows, luxury waterfront estates, and modern high-rise condominiums. The lifestyle is inherently nautical, with an emphasis on boating, deep-sea fishing, and community-wide events like the annual John’s Pass Seafood Festival.

Top Places for Visitors to Explore in Madeira Beach

Madeira Beach is home to some of the most visited recreational and cultural landmarks on Florida’s West Coast.

• John’s Pass Village & Boardwalk: This historic fishing village is the city’s crown jewel. Featuring more than 100 unique shops and restaurants, it offers everything from fresh seafood dining to dolphin-watching tours and serves as a central hub for waterfront entertainment.
• Archibald Memorial Beach Park: A favorite for locals and visitors alike, this park offers easy beach access, restrooms, and a snack bar. It is known for its wide, clean shoreline and is a prime spot for sunset viewing and beach volleyball.
• Alligator & Wildlife Discovery Center: Located within John’s Pass, this center provides a safe, educational environment for visitors to learn about and interact with rescued alligators, lizards, and other native Florida reptiles.
• R.O.C. Park (Remember Our Children): This beautifully landscaped waterfront memorial park offers a peaceful space for reflection. It features a public pier, sports fields, and a splash pad, hosting numerous community festivals and fishing tournaments throughout the year.
• Hubbard’s Marina: Operating since 1928, this marina is a cornerstone of the local fishing industry. It offers world-class deep-sea fishing charters, Shell Key Preserve tours, and sunset cruises, providing an authentic Gulf experience.
• Smugglers Cove Adventure Golf: A premier family destination, this pirate-themed mini-golf course features 18 holes winding through caves and waterfalls, complete with a live alligator exhibit where guests can feed the resident reptiles.