|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

BEAR CREEK FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Bear Creek, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

BEAR CREEK FL HEALTH INSURANCE AGENCY

Bear Creek FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Bear Creek FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

Bear Creek FL Health Insurance Agency

Bear Creek is an unincorporated census-designated place (CDP) in Pinellas County, Florida, United States.

Area code: 727

Elevation: 8 ft (2.4 m)

Population (2026 proj.): ~2,124.

Zip Code: 33707.

An Overview of Bear Creek, Florida

Bear Creek is an intimate, residential community located in the southern portion of Pinellas County. It is nestled between the cities of Gulfport to the east and South Pasadena to the west. Often characterized as a hidden gem within the St. Petersburg metropolitan area, Bear Creek is a small, primarily residential enclave that offers a high degree of privacy and a quiet suburban atmosphere. The community is named after the literal Bear Creek waterway that meanders through the landscape, eventually flowing into Boca Ciega Bay. Its central location provides residents with a peaceful retreat just minutes from Gulfport’s artsy downtown and the world-famous Gulf Coast beaches.

Key Statistics and Economic Overview

Bear Creek’s demographics reveal a mature, stable community with a strong emphasis on homeownership and a relaxed coastal lifestyle.

  • Population & Demographics: With a population of just under 2,000 residents, Bear Creek is one of the smaller CDPs in Pinellas County. The median age is approximately 51 years, reflecting a community of established professionals and retirees. The area is known for its long-term residents and a high percentage of households that have remained in the community for over a decade.
  • Economic Profile: The local economy is tied closely to the diverse industries of the surrounding St. Petersburg and Tampa Bay markets. Many residents commute to nearby hubs for employment in healthcare, education, and professional services. The median household income is competitive with the Pinellas County average, supported by a workforce of college-educated professionals.
  • Housing and Lifestyle: Bear Creek is characterized by an urban-suburban mix, with the majority of residents owning their homes. The housing stock consists largely of well-maintained single-family ranch homes and mid-century modern residences, many of which are located along the creek or on quiet cul-de-sacs. The lifestyle is centered on outdoor tranquility and the convenience of being near both urban amenities and nature preserves.

Top Places for Visitors to Explore in Bear Creek

While Bear Creek is largely residential, its unique geography and proximity to the bay offer several points of interest for nature lovers and explorers.

  • Bear Creek Park: This local park serves as the community’s primary green space. It offers a peaceful setting for walks and birdwatching along the creek. The park is a favorite for those looking to enjoy a quiet afternoon in a natural Florida habitat away from the more crowded tourist destinations.
  • Clam Bayou Nature Preserve: Located on the border of Bear Creek and Gulfport, this 10-acre preserve features walking trails, boardwalks, and observation decks. It is a premier spot for kayakers and paddlers to launch into the mangrove-lined waterways of Boca Ciega Bay.
  • Pinellas Trail: Running just north of the Bear Creek area, this world-renowned multi-use trail allows residents to cycle or jog all the way from St. Petersburg to Tarpon Springs. It provides a safe, scenic corridor for outdoor exercise and local commuting.
  • Ted Phillips Staging Area: A short drive away, this area offers access to equestrian and hiking trails. It connects Bear Creek residents to the broader Pinellas County parks network, underscoring the community’s focus on an active, outdoor lifestyle.
  • Gulfport Beach Park: Only minutes from Bear Creek, this charming beach offers volleyball courts, a playground, and a scenic pier. It is the heart of the neighboring Gulfport waterfront district, known for its weekly markets and vibrant dining scene.
  • St. Petersburg Yacht Club (Beach Club): Located nearby on the shores of Pass-a-Grille, this historic club provides a glimpse into the upscale coastal lifestyle that defines the region, offering social and sailing opportunities for those in the Bear Creek and surrounding Pinellas communities.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

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