|⏳ HEALTH INSURANCE AGENCY |⏳ INSURANCE ENROLLMENT KEY DATES |⏳ MEDICARE PLANS: Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch to a different Medicare plan. Initial Enrollment Period (IEP): Around your 65th birthday. |⏳ INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS: Generally November 1 – January 15 for the following year’s coverage. December 15: Deadline for coverage to start January 1. January 1: Coverage begins for those who enrolled by the December 15 deadline. January 15: The final deadline to enroll for coverage that typically begins February 1. |⏳ EMPLOYER SPONSORED PLANS: Enrollment periods are set by your employer and often occur in the fall. |⏳ MEDICAID & CHILDREN’S HEALTH INSURANCE PROGRAM (CHIP): You can enroll at any time of the year. |⏳ SPECIAL ENROLLMENT PERIODS (SEPs): You may qualify for an SEP outside the regular Open Enrollment Period if you have certain qualifying life events, such as getting married, having a baby, or losing other health coverage. |⏳ DON’T WAIT! ASK US YOUR QUESTIONS EARLY! |⏳

BAY PINES FL Health Insurance Agency

Steve Turner Insurance Specialist offers you, your family, and your business the complete array of Insurance Services you need to protect and provide for your Bay Pines, FL, Health Insurance needs.

My goals are to (1) listen to you tell me about your insurance needs, budget, and the outcome you require, (2) educate you on your various options, and (3) set up the insurance plans you have selected and get your insurance coverage established.

Not sure what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss all your insurance options with you, including the pros and cons, so YOU can make the choices that fit your budget.

Tap the+1.813.388.8373button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.


OUR RESULTS

LISTENING SKILLS

SCORE = 100

PLAN CHOICES

SCORE = 100

BUDGET FIT

SCORE = 100

BAY PINES FL HEALTH INSURANCE AGENCY

Bay Pines FL Health Insurance Agency

Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.

For many years, I’ve been helping neighbors (like you) in your neighborhood find insurance service plans that meet your IndividualFamily, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:

Why choose Steve Turner Insurance Specialist?

Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.

An “insurance agent” works directly for an insurance company, selling their specific policies to clients.

An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.

I am both a licensed Insurance Agent and a licensed Insurance Broker.

My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.

I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low- or no-cost doctor visits and affordable prescription medications, and protect your family in the event of an unexpected accident or illness.

Best of all, it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.

The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.

Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!

INSURANCE OFFERINGS
Bay Pines FL Health Insurance Agency

PRESCRIPTION DRUGS

PRESCRIPTION DRUG INSURANCE

LIFE INSURANCE

LIFE INSURANCE

DISABILITY INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

Long Term Care Insurance

MEDICAID INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS

Bay Pines FL Health Insurance Agency

Bay Pines is an unincorporated census-designated place (CDP) in Pinellas County, Florida, United States.

Area code: 727

Elevation: 10 ft (3.0 m)

Zip Code: The primary ZIP code for Bay Pines, FL is 33744.

2025/2026 Population: While estimates vary slightly by source, the population of Bay Pines is generally reported around 2,500–2,600, with a 2026 projection of 2,647 and a recent 2025-adjacent count of 2,519.

An Overview of Bay Pines, Florida

Bay Pines is a historic and community-focused enclave situated along the eastern shores of Boca Ciega Bay. Located between the cities of Seminole and St. Petersburg, it is perhaps best known as home to the sprawling Bay Pines Veterans Affairs Healthcare System. The area is defined by its deep military heritage, waterfront views, and its role as a peaceful sanctuary for those who have served. Its landscape is a blend of Mediterranean Revival architecture, lush coastal pines, and serene parklands, offering a quiet residential atmosphere just minutes from the vibrant Gulf Coast beaches.

Key Statistics and Economic Overview

Bay Pines serves as a unique demographic pocket within Pinellas County, characterized by a high concentration of veterans and a mature, stable population.

  • Population & Demographics: As of the 2020 census, Bay Pines has a population of 3,106. The community has a high median age—approximately 62 years—reflecting its popularity as a retirement destination. It is home to a significant veteran population, nearly double the state average, which heavily influences the local culture and community services.
  • Economic Profile: The local economy is anchored by the healthcare and government sectors, primarily centered on the VA Medical Center, one of the largest employers in the region. Residents also find employment in the professional services and retail hubs of nearby St. Petersburg. The area maintains a stable economic profile with a median household income that aligns with the broader Pinellas County suburban average.
  • Housing and Lifestyle: The housing market in Bay Pines is varied, featuring waterfront condominiums, established single-family neighborhoods, and several mobile home communities. With a homeownership rate exceeding 85%, the community is exceptionally stable. The lifestyle is inherently relaxed, focused on coastal recreation, community volunteerism, and enjoying the expansive public green spaces that overlook the bay.

Top Places for Visitors to Explore in Bay Pines

Despite its small geographic footprint, Bay Pines offers several significant landmarks and outdoor spaces that draw visitors from across the Tampa Bay area.

  • Bay Pines VA Medical Center: This historic campus is more than just a hospital; it is a center for veteran care and a landmark of Mediterranean Revival architecture. The grounds include the Bay Pines National Cemetery, a hallowed site that serves as the final resting place for thousands of service members and features beautifully maintained memorials.
  • War Veterans’ Memorial Park: This 122-acre park is a favorite for families and nature lovers. It features a large shaded playground, multiple picnic shelters, and a boat ramp providing direct access to Boca Ciega Bay. The park also houses a sundial memorial dedicated to the armed forces.
  • Boca Ciega Millennium Park: Located nearby, this park offers a 35-foot observation tower with sweeping views of the bay. It includes a 1.5-mile nature trail, a dog park, and boardwalks that meander through diverse coastal ecosystems, making it a prime spot for birdwatching and photography.
  • Pinellas Trail: A section of this world-class 45-mile “rail-to-trail” project passes right through the Bay Pines area. It is a premier destination for cyclists, joggers, and walkers looking to explore the county without motor vehicles.
  • John’s Pass Village & Boardwalk: Situated just a short drive across the Tom Stuart Causeway in Madeira Beach, this historic fishing village is the area’s top spot for shopping, dining, and dolphin-watching tours. It offers a lively contrast to the quiet residential feel of Bay Pines.
  • Madeira Beach: Only minutes away, this beach offers “sugar-white” sands and emerald waters. It serves as the primary coastal gateway for Bay Pines residents looking to enjoy the Gulf of Mexico’s world-famous sunsets and waterfront activities.

CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1-813-388-8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm

POSTS

All Insurances
Service Areas
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SERVICE AREA

  • Holmes County FL
  • Indian River County FL
  • Jackson County FL
  • Jefferson County FL
  • Lafayette County FL
  • Lake County FL
  • Lee County FL
  • Leon County FL
  • Levy County FL
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  • Aripeka FL
  • Bayonet Point FL
  • Beacon Square FL
  • Connerton FL
  • Crystal Springs FL
  • Dade City FL
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  • Elfers FL
  • Heritage Pines FL
  • Holiday FL
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  • Jasmine Estates FL
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  • New Port Richey FL
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  • Zephyrhills FL
  • Zephyrhills North FL
  • Zephyrhills South FL
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  • Pinellas County FL
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  • Bay Pines FL
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