Balm FL Health Insurance Agency
Steve Turner Insurance Specialist offers you, your family and your business the complete array of Insurance Services you need to protect and provide for their Balm FL Health Insurance needs.
My goals are to (1) Listen to you tell me about your insurance needs, budget, and the outcome you require, and (2) Educate you on your various options, and (3) Setup the insurance plans you have selected and get your insurance coverage established.
Not sure what what type of insurance is best for your Personal, Family, or Business? No worries! Most of my clients aren’t sure when they first reach out to us. I’ll discuss with you all your insurance options pro’s and con’s so YOU can make the choices that fit your budget.
Tap the “+1.813.388.8373” button to call me now, or the “Book-A-Call” button to pick a time on my calendar for a chat. I look forward to answering your questions and helping you find the right insurance to fit your needs.
OUR RESULTS
LISTENING SKILLS
SCORE = 100
PLAN CHOICES
SCORE = 100
BUDGET FIT
SCORE = 100

Balm FL Health Insurance Agency
Hi, I’m Steve Turner, and I’d like to be Your Insurance Agent and Broker serving all Florida residents.
For many years, I’ve been helping neighbors (like you), in your neighborhood, find insurance plans that meet your Individual, Family, and Business needs that will fit your budget (are Affordable (Cheap)). Which types of insurance can I assist you with? Click any link below to learn more:
Why choose Steve Turner Insurance Specialist?
Because I’m an “Insurance Specialist“. An “insurance specialist” is a broad term encompassing insurance agents and insurance brokers, but the key difference lies in who the agent represents versus who the broker represents.
An “insurance agent” works directly for an insurance company, selling their specific policies to clients.
An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.
I am both a licensed Insurance Agent and a licensed Insurance Broker.
My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.
I will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find a health insurance plan with low-to-no-cost doctor visits and affordable prescription medication, and protect your family in the event of an unexpected accident or illness.
Best of all – it doesn’t cost you anything extra to use an experienced Insurance Agent and Broker like me to help you find the Insurance Plans that fit your individual, family, or business needs.
The companies that sell the insurance plans “you choose” pay me – you don’t pay me. Calling any big insurance company directly won’t result in your getting a lower price, as they will forward your call to the next available insurance agent on their list. You won’t have had any opportunity to learn about the insurance agent you’re speaking with in advance to understand their qualifications or experience level and make an informed choice about who you want to work with.
Scroll down to the Contact Me section below and get in touch with me by phone, email, or schedule a “No Obligation” chat through my calendar. I look forward to speaking with you!
INSURANCE OFFERINGS
Balm FL Health Insurance Agency
HEALTH INSURANCE

MEDICARE ADVANTAGE

MEDICARE SUPPLEMENT

PRESCRIPTION DRUGS

LIFE INSURANCE

DISABILITY INSURANCE

DENTAL INSURANCE

GROUP HEALTH INSURANCE

ACCIDENT INSURANCE

LONG TERM CARE INSURANCE

MEDICAID INSURANCE

MEDICARE INSURANCE

MEDICARE PART A INSURANCE

MEDICARE PART B INSURANCE

MEDICARE PART C INSURANCE

MEDICARE PART D INSURANCE

MEDICARE PLAN G INSURANCE

MEDICARE PLAN N INSURANCE

OUR CLIENT REVIEWS
SERVICE AREA FACTS BALM FL
Balm is an unincorporated census-designated place in Hillsborough County, Florida, United States. The population was 1,457 at the 2010 census. Wikipedia
ZIP code: 33503
Population: 5,362 (2023)
Area codes: 813, 656
Area: 10.15 mi²
Elevation: 131 ft (40 m)
The Soothing Story of Balm 🌿
Balm’s origin story is a perfect piece of Florida lore. Unlike places named for developers or distant dukes, Balm gets its name from nature. The community began to take shape in the late 1890s around a stop on the Seaboard Air Line Railway. When it came time to name their new post office in 1902, the early settlers chose “Balm” in honor of a fragrant native plant, likely the Balm of Gilead scrub, that grew profusely in the area and filled the air with a pleasant, soothing scent.
For decades, Balm was a small, tight-knit railroad town. Its economy was driven by the vast pine forests, first for turpentine and lumber, and later by farming and cattle ranching as the land was cleared. It was a classic rural Florida settlement: a general store, a one-room schoolhouse, a church, and a collection of modest homes surrounded by miles of pastures and fields. It represents the quiet, hardworking agricultural backbone upon which so much of modern Hillsborough County was built.
A Rural Enclave Under Pressure 🚜
Today, Balm remains staunchly rural, a world away from the planned communities and commercial corridors of northern Hillsborough County. The landscape is defined by two-lane country roads, large-acreage homesteads, commercial nurseries, tropical fish farms, and cattle pastures. It’s a place where people know their neighbors and value their space and privacy.
The most significant institution in the area is the University of Florida’s IFAS Gulf Coast Research and Education Center, a massive agricultural science facility. Its presence reinforces Balm’s identity as the agricultural heart of the county, where cutting-edge research on vegetables, fruits, and ornamental plants takes place.
However, the defining story of Balm in the 21st century is the immense pressure of suburban sprawl. As the populations of nearby Riverview, Gibsonton, and Wimauma have exploded, developers have turned their sights south. This has created a constant tension between longtime residents fighting to preserve the community’s rural character and the relentless demand for new housing. Balm is on the front line of one of the most critical land-use debates in Florida.
Balm by the Numbers 🌱
As of the 2020 census, Balm is officially recognized as a Census-Designated Place (CDP), which gives us a clearer picture of this small but significant community.
- Official Designation: Census-Designated Place (CDP)
- County: Hillsborough
- Established: Settled circa 1897; Post Office opened in 1902.
- Named For: The fragrant Balm of Gilead plant.
- Population: Approximately 2,500 residents.
- Area: About 10.2 square miles.
- Median Age: Around 41 years old.
- Racial & Ethnic Composition: A diverse rural population:
- White (non-Hispanic): ~46%
- Hispanic or Latino: ~34%
- Black or African American: ~14%
- Median Household Income: Approximately $84,000.
Local Flavor and Nearby Attractions 🌻
While Balm itself is not a commercial center, it’s surrounded by agricultural businesses, nature preserves, and the amenities of the greater SouthShore area.
- UF/IFAS Gulf Coast Research and Education Center: The scientific and agricultural hub of the region. While not a tourist attraction, its presence is fundamental to the community’s identity and Hillsborough County’s agricultural economy.
- A Land of Delight Natural Farm: A perfect example of the local food movement in the Balm area. This family-owned farm offers a farmers market, U-pick opportunities, and classes on sustainable living.
- Alifia River State Park: Located just north of Balm, this park is a haven for outdoor enthusiasts. It’s renowned for its challenging, nationally recognized mountain biking trails, built on the dramatic terrain of a former phosphate mine.
- Meiers Creek Hammock Preserve: A beautiful county-managed nature preserve that showcases the native pine flatwoods and hardwood hammocks of the area, offering a peaceful place for hiking and wildlife viewing.
- Sun City Center: Just a few miles to the south, this massive 55+ retirement community serves as the de facto commercial center for the entire region, providing the shopping, dining, and medical services that residents of Balm rely on.
CONTACT STEVE TURNER INSURANCE AGENT & BROKER
I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.
Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.
Steve Turner is a licensed agent appointed by Florida Blue.
EMAIL ME: 24×7
OFFICE LOCATION
Website: steveturnerinsurancespecialist.com
Email: [email protected]
Phone and Text: +1-813-388-8373
Business Hours:
Monday: 7 am to 8 pm
Tuesday: 7 am to 8 pm
Wednesday: 7 am to 8 pm
Thursday: 7 am to 8 pm
Friday: 7 am to 8 pm
Saturday: 7 am to 8 pm
Sunday: 7 am to 8 pm





