MEDICARE ADVANTAGE INSURANCE
Medicare Advantage plans bundle Part A and Part B benefits, and some include prescription drug coverage.
Steve Turner
Insurance Agent & Broker
Do I Need Medicare Advantage Insurance?
Medicare Advantage Insurance
Medicare Advantage, or Part C or MA Plans, is a private company-offered health plan that provides an alternative to Original Medicare. Medicare Advantage Plans include Part A (Hospital Insurance), Part B (Medical Insurance), and typically Part D (Medicare prescription drug coverage).
When considering a Medicare Advantage plan, Medicare Supplement plan, or prescription drug plan, it’s essential to evaluate your healthcare needs and preferences.
Here’s how I can help. Before you enroll in a Medicare Advantage plan, I’ll do a complimentary needs analysis and carefully review the plan’s benefits and costs with you. There’s no obligation to buy anything. After our consultation, if you decide to choose me as your Agent, you won’t have to call an (800) number anymore. If you have questions, concerns, or issues about your Medicare Advantage plan throughout the year, you can contact me directly.
How I Can Help You
Medicare Advantage Insurance
KEY DETAILS
Benefits:
Medicare Advantage plans must cover all the services that Original Medicare (Parts A and B) covers. They may also offer additional benefits, such as prescription drug coverage, dental, vision, hearing services, and fitness programs.
Network:
Medicare Advantage plans typically have a network of doctors, hospitals, and other healthcare providers. You may be required to use providers in the plan’s network or pay more if you go out of network.
Cost:
Medicare Advantage plans may have different costs than Original Medicare. They may charge a monthly premium, and you may also pay out-of-pocket costs, such as deductibles, copayments, and coinsurance.
Enrollment:
You must be enrolled in Medicare Parts A and B to join a Medicare Advantage plan. You can enroll in a Medicare Advantage plan during certain times of the year, such as the Annual Enrollment Period (October 15 – December 7) or during a Special Enrollment Period if you have a qualifying life event.
Coverage:
Medicare Advantage plans may have different rules for coverage than Original Medicare. For example, they may require prior authorization for certain services or treatments.
Advantages
Additional Benefits:
Medicare Advantage plans often include additional benefits beyond what is covered by Original Medicare, such as prescription drug coverage, vision, dental, and hearing coverage, and wellness programs. Some plans also offer transportation to your Doctor, Hospital (non-emergency) and Pharmacy as well as over-the-counter allowances for things like vitamins.
Maximum-out-of-Pocket or (MOOP):
Most Medicare Advantage plans have an annual out-of-pocket maximum, which limits your total out-of-pocket expenses for the year.
For example, let’s say your Maximum-out-of-Pocket is $2,000 and you have a hospital bill that is $100,000. Your total cost for the year would be $2000 and your insurance company pays the rest as long as everything is in-network.
Network of Providers: Medicare Advantage plans have networks of providers, which may help you find providers more quickly and may result in lower costs.
Coordinated Care:
Medicare Advantage plans often provide coordinated care, which means that doctors, hospitals, and other healthcare providers work together to coordinate your care and ensure that you receive the right care at the right time.
Disadvantages
Network Limitations:
Medicare Advantage plans have networks of providers, which means that you may have to choose doctors and hospitals within the plan’s network. If you decide to see a provider outside of the network, you may have to pay higher out-of-pocket costs.
Prior Authorization:
Medicare Advantage plans may require prior authorization for specific treatments or services, which can delay or limit your access to care.
Cost-Sharing:
Medicare Advantage plans often require cost-sharing in the form of copayments, coinsurance, and deductibles, which can add up over time.
Plan Changes:
Medicare Advantage plans can change from year to year, which means that the benefits, premiums, and provider networks may change.
Medicare Advantage INSURANCE AGENT AND BROKER NEAR ME
Medicare Advantage Insurance
As your Medicare Advantage Insurance Agent and Broker serving you, my goal is to “help you” and ensure, without a shadow of a doubt, that you and your family are secure and protected from risk. As a licensed Medicare Advantage agent, I take the burden off your shoulders by doing a thorough needs analysis and researching the benefits best suited to you and your needs.
I can help you save on severe medical emergencies and find a Medicare Advantage plan that offers low- to no-cost doctor visits, prescription medication, and extra benefits such as dental, vision and hearing, gym membership, and over-the-counter items. I will show you plans where your doctors are in-network and a side-by-side comparison of your prescription costs with the different plans.
Medicare is constantly changing, and I work tirelessly to stay informed about the latest developments in the market. Not a year goes by without new government regulations, new or modified coverages, and new techniques for controlling benefit costs. To best serve their clients, professionals must understand each type of benefit or program’s provisions, advantages, and limitations to meet economic security.
I am a long-standing National Association of Benefits and Insurance Professionals® (NABIP.ORG) member and hold the prestigious Registered Employee Benefits Consultant® designation (https://nabip.org/professional-development/rebc-designation). I can provide information on your market’s availability and any expected changes.
After you choose your Medicare Advantage Insurance plan, I provide ongoing support all year; you won’t have to call an (800) number any longer.
If you have any questions, issues, or concerns about your plan’s benefits, you can contact me via phone, text, or my simple-to-use email contact form using the buttons below.
Steve Turner, your Helpful Licensed Agent and Broker
FAQ
Medicare Advantage Insurance
REVIEWS + LOCATION
[trustindex no-registration=google]
OUR SERVICES
To learn more about this topic, please click on the related service link below:
Accident Insurance Plans
Dental Insurance Plans
Disability Insurance Plans
Group Health Insurance Plans
Health Insurance Plans
Life Insurance Plans
Long Term Care Insurance Plans
Medicare Advantage Insurance Plans
Medicare Supplement Insurance Plans
Prescription Drug Insurance Plans
Retirement
CONTACT STEVE TURNER INSURANCE AGENT & BROKER
I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.
Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.
Steve Turner is a licensed agent appointed by Florida Blue.
EMAIL ME: 24×7
OFFICE LOCATION
STEVE TURNER INSURANCE SPECIALIST
STEVE TURNER REBC®
14502 N DALE MABRY HWY
SUITE 200
TAMPA, FL 33618
Website: steveturnerinsurancespecialist.com
Email: [email protected]
Phone and Text: +1.813.388.8373
Business Hours:
Monday: 7 am to 8 pm
Tuesday: 7 am to 8 pm
Wednesday: 7 am to 8 pm
Thursday: 7 am to 8 pm
Friday: 7 am to 8 pm
Saturday: 7 am to 8 pm
Sunday: 7 am to 8 pm
SOCIAL FOLLOW + SHARE
SERVICE AREA – USA
The United States: Facts and Top Visitor Sites
The United States of America is a vast and diverse country encompassing a wide array of cultures, landscapes, and iconic landmarks. Here are some key facts and top attractions:
Facts about the USA
The United States is a vast and diverse country, offering a rich tapestry of culture, history, and natural beauty. Here is a comprehensive overview of key statistics and top visitor attractions across the nation.
Key U.S. Statistics and Economic Overview
The United States is a global leader in population, economy, and innovation, attracting people from all over the world.
- Population and Demographics: As of 2025, the U.S. population is projected to be over 343 million people, making it the third most populous country in the world. The population is diverse, with a significant Hispanic and Latino population that accounts for a large portion of the recent growth. The median age is around 39 years, and a growing segment of the population is over 65, reflecting an aging nation.
- Geography: Third largest country by land area, behind Russia and Canada. It stretches across 3.8 million square miles and boasts 4 million miles of roads.
- National Parks: 63 national parks across the nation.
- Government-owned Land: 37% of the land is owned by the government (federal, state, and local).
- Diversity: The US is a diverse country, with a growing non-white population. Non-Hispanic white people currently make up the largest ethnic group, but their share of the population has decreased over time. The Hispanic population has seen the most significant growth, increasing by 23% between 2010 and 2020.
- Languages: While English is the primary language, Spanish is the most common non-English language spoken at home, followed by Chinese and Tagalog.
- Aging Population: Americans are living longer, with the 65 and older population increasing significantly.
- Economy & Key Industries: The U.S. economy is the largest in the world by nominal GDP. Its economic strength is built on several key industries:
- Financial Services: This sector is a global powerhouse, centered in cities like New York, with major hubs for banking, insurance, and investment.
- Technology and Information Technology (IT): The U.S. is a world leader in technology, with major tech hubs in Silicon Valley, Austin, and Seattle, driving innovation in software, hardware, and digital services.
- Healthcare and Social Assistance: As the largest private employment sector in the country, healthcare is a massive industry with a high demand for skilled workers and ongoing innovation.
- Manufacturing: The U.S. manufacturing sector is a backbone of the economy, producing everything from automobiles and aerospace components to medical equipment and consumer goods.
- Work from Home Trends: More Americans are working remotely compared to pre-pandemic times. In 2022, 15% of Americans worked from home, up from 6% in 2019.
Top Places for Visitors to Explore in the USA
The United States offers an incredible variety of destinations, from iconic cities to breathtaking national parks.
- New York City, New York: A global icon, New York City is famous for its vibrant culture, world-class museums, and iconic landmarks. Visitors can explore Times Square, see a Broadway show, visit the Statue of Liberty, and walk through Central Park. The city offers an endless array of dining and shopping experiences.
- The Grand Canyon, Arizona: A breathtaking natural wonder carved by the Colorado River, the Grand Canyon National Park is a must-see. Visitors can take in panoramic views from the South Rim, hike into the canyon, or take a helicopter tour for a unique perspective.
- Las Vegas, Nevada: Known as “The Entertainment Capital of the World,” Las Vegas is famous for its casinos, luxury hotels, and spectacular live shows. The Las Vegas Strip is a bustling boulevard with unique attractions and a vibrant nightlife.
- Orlando, Florida: The “Theme Park Capital of the World,” Orlando is home to some of the world’s most famous attractions, including Walt Disney World Resort and Universal Orlando Resort. It is a top destination for families and anyone seeking a thrilling, magical vacation.
- Washington, D.C.: The nation’s capital is a city of history and monuments. Visitors can explore the National Mall, which connects the Lincoln Memorial, Washington Monument, and the U.S. Capitol. It’s also home to the Smithsonian Institution’s world-class museums.
- Yellowstone National Park, Wyoming: As the first national park in the U.S., Yellowstone National Park is a marvel of geothermal activity and wildlife. It is home to the famous Old Faithful geyser, the Grand Prismatic Spring, and a wide variety of animals, including bison, bears, and wolves.
- San Francisco, California: This iconic city on the West Coast is famous for the Golden Gate Bridge, its historic cable cars, and diverse neighborhoods. Visitors can explore Fisherman’s Wharf, Alcatraz Island, and the beautiful Golden Gate Park.
- Hawaii: The state of Hawaii is an archipelago in the Pacific Ocean known for its stunning natural beauty, volcanic landscapes, and rich Polynesian culture. Visitors can relax on beautiful beaches, hike through lush rainforests, and explore the Hawaii Volcanoes National Park on the Big Island.
- Great Smoky Mountains National Park, North Carolina/Tennessee: The Great Smoky Mountains National Park is the most visited national park in the U.S. and is known for its beautiful mountains, diverse plant and animal life, and rich Appalachian culture.
- New Orleans, Louisiana: This historic city on the Mississippi River is famous for its unique blend of cultures, live music, and vibrant festivals. The French Quarter is a lively neighborhood with historic architecture, delicious Creole cuisine, and jazz clubs.
MEDICare advAntage INSURANCE POSTS
SERVICE AREAS
MEDICARE STATEMENT
The Medicare Annual Enrollment Period is October 15th to December 7th. Steve Turner is not connected with or endorsed by the United States Government or the Federal Medicare Program. Some plans may not be available in your area, and any information I provide is limited to those offered. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
There’s no one-size-fits-all answer. Carefully evaluate your health status, anticipated medical needs, prescription drug usage, budget, preferred doctors and hospitals, and tolerance for network rules. During the Medicare Annual Enrollment Period (October 15th to December 7th), thoroughly research the specific plans available in your Florida county using the Medicare Plan Finder on Medicare.gov, compare their costs and benefits, and consider seeking free, personalized counseling from Florida’s SHINE (Serving Health Insurance Needs of Elders) program.