Do I Really Need a Health Insurance Agent? Is Hiring a Health Insurance Agent Worth It?

No, I don’t need a health insurance agent. No law requires me to use one. I can buy a plan by myself online in about an hour.

But here’s the honest part. Most people who sign up for a Marketplace plan get help from an agent or a sign-up website. And a good agent costs me nothing extra. So the real question isn’t “Can I do this alone?” It’s “Should I?”

Is Health Insurance Cheaper Without Using a Health Insurance Agent? Comparing the Cost of Using an Agent vs. Buying Alone
No, health insurance is not cheaper if you buy it on your own. You will pay the exact same price for a plan whether you use a health insurance agent or buy it yourself.

What Questions Should I Ask My Health Insurance Agent? How to Interview and Evaluate an Agent. Choosing the right health insurance can feel completely overwhelming. I still remember the first time I had to pick my own plan. I was staring at my computer screen, and my brain felt like it was going to explode. Deductible? Coinsurance? Out-of-pocket maximum? It felt like I was reading a foreign language.

How to Find a Good Health Insurance Agent – What Makes an Agent Trustworthy and Qualified? Finding the right health insurance is one of the most important things you can do for yourself and your family.