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Dental Insurance Pasco County FL

DENTAL INSURANCE PASCO COUNTY FL

Dental Insurance Pasco County FL

Oral Health Is Important to Your Overall Health

Steve Turner
Insurance Agent & Broker
Serving Pasco County, Fl

Do I Need Dental Insurance?

Dental Insurance Pasco County FL

Dental Insurance Pasco County FL: An average dental exam cost $203. White fillings cost $135–$400; extractions cost $50–$900; root canals cost $300–$2,000; and dental implants cost $1,000–$3,000.

If you’re wondering whether or not you need dental insurance, you should first know that medical insurance doesn’t cover most dental services. You can develop oral or dental issues at any time, ranging from neglecting your teeth to an illness or accident.

Dental insurance provides coverage that can save money and help ensure a healthy mouth. You’ll pay rates that dentists have agreed to accept for providing services to your plan. So whether you have coverage through your job or you purchase a plan on your own, dental insurance should be part of your financial planning.

You must see a dentist when your teeth hurt, and the pain increases daily. Dental insurance will save you a ton of money, likely when your budget needs help. Whether you need dental insurance for yourself, your family, or your business, I can help you find a plan that works for your budget.

HOW I CAN HELP YOU

Dental Insurance Pasco County Fl

PREVENTATIVE BENEFITS

Regular dental exams and cleanings are critical to identify issues before they require major, costly procedures. If tooth decay goes unnoticed and untreated, you could be spending a lot of money for a root canal down the road. Most dental plans cover preventive visits at little or no additional cost.

LESS FINANCIAL RISK

Even with proper preventive care, major dental health issues sometimes arise. You have insurance against risk for your health, your car, and your home—don’t forget about your mouth.

BEST RATES

Dentists who belong to your plan’s network have a contract with the Dental Insurance plan you choose to provide you with services at a set fee. That means your out-of-pocket cost is less than if you were to walk in for treatment.

DENTAL INSURANCE AGENT AND BROKER NEAR ME

Dental Insurance Pasco County FL

As your Dental Insurance Agent and Broker serving Pasco County, FL, my goal is to “help you” and ensure, without a shadow of a doubt, that you and your family are secure and protected from risk. As a licensed Dental Insurance agent, I take the burden off your shoulders by custom-tailoring Dental Insurance packages to fit your needs.

I can help you save on severe medical emergencies and find a Dental insurance plan that offers low- to no-cost doctor visits and prescription medication. I will show you plans where your doctors are in-network and a side-by-side comparison of your prescription costs with the different plans.

Dental insurance is constantly changing, and I work tirelessly to stay informed about the latest developments in the market.

I am a long-standing National Association of Benefits and Insurance Professionals® (NABIP.ORG) member and hold the prestigious Registered Employee Benefits Consultant® designation (https://nabip.org/professional-development/rebc-designation). I can provide information on your market’s availability and any expected changes.

After you choose your Dental Insurance plan, I provide ongoing support all year; you won’t have to call an (800) number any longer.

If you have any questions, issues, or concerns about your plan’s benefits, you can contact me via phone, text, or my simple-to-use email contact form using the buttons below.

Steve Turner, Your Helpful Licensed Agent and Broker

FAQ

Dental Insurance Pasco County FL

  • 100% for preventive care, including cleanings, exams, and X-rays.
  • 80% for basic procedures, such as fillings.
  • 50% for major procedures, such as crowns and dentures.

[Dental Insurance Pasco County FL]

In Pasco County, Florida, the effective date of dental varies from plan to plan and depends on your insurance carrier. In most cases, it is the next day after enrollment. As a result, once a person reaches the effective date of their dental coverage, they can start using the benefits covered in their policy. [Dental Insurance Pasco County FL]

In Pasco County, Florida, if the contract stipulates that reimbursement for the procedure is non-billable, then the claim will be denied, and the participating dentist also cannot bill the patient for the procedure. This makes it very important to note the contract language and processing policies for every plan you are contracted with. [Dental Insurance Pasco County FL]

In Pasco County, Florida, the Coordination of Benefits occurs when a patient is entitled to more than one dental plan benefit. Plans will coordinate the benefits to eliminate over-insurance or duplication of benefits. It is important to note that only group (employer) plans must be coordinated. [Dental Insurance Pasco County FL]

In Pasco County, Florida, on average, people spend between $20 and $50 monthly on dental insurance premiums, with annual estimates ranging from $240 to $600. However, dental insurance costs include co-insurance, copayments for specific treatments, annual maximums (the coverage limit per year), and deductibles. [Dental Insurance Pasco County FL]

In Pasco County, Florida, according to the National Association of Dental Plans, Dental PPO plans are the most predominant type of plan in the U.S. market, with 82 percent of all dental policies being PPOs. [Dental Insurance Pasco County FL]

In Pasco County, Florida, Delta Dental is the single largest dental insurance provider in the United States, with over 80 million people enrolled in the plans offered by Delta Dental entities. [Dental Insurance Pasco County FL]

In Pasco County, Florida, for restorative treatment by an NHS dentist, the defective work will usually be repaired or retreated for no charge if a problem occurs within 12 months of your original procedure or treatment. This is typically true for permanent treatments, such as Crowns and Fillings. [Dental Insurance Pasco County FL]

In Pasco County, Florida, your insurance policy period will be listed as a date range, showing both the effective and expiration dates. The time between those two dates, inclusive, represents your policy period. [Dental Insurance Pasco County FL]

In Pasco County, Florida, PAT is the amount you, as the patient, are estimated to pay after your insurance is considered. [Dental Insurance Pasco County FL]

WHAT MY CLIENTS SAY ABOUT ME
Pasco County, Florida

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Dental Insurance Pasco County FL

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Pasco County, Florida

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CONTACT STEVE TURNER INSURANCE AGENT & BROKER

I’m here to take your calls and emails and answer your questions 7 Days a week from 7:00 a.m. to 8:00 p.m., excluding posted holidays.

Steve Turner is a licensed agent, broker, and a longstanding member of the National Association of Benefits and Insurance Professionals®. Steve holds the prestigious designation of Registered Employee Benefits Consultant®. NABIP® is the preeminent organization for health insurance and employee benefits professionals and works diligently to ensure all Americans have access to high-quality, affordable Healthcare, and related services.

Steve Turner is a licensed agent appointed by Florida Blue.

EMAIL ME: 24×7


OFFICE LOCATION

STEVE TURNER INSURANCE SPECIALIST

STEVE TURNER REBC®

14502 N DALE MABRY HWY

SUITE 200

TAMPA, FL 33618

Website: steveturnerinsurancespecialist.com

Email: [email protected]

Phone and Text: +1.813.388.8373

Business Hours:

Monday: 7 am to 8 pm

Tuesday: 7 am to 8 pm

Wednesday: 7 am to 8 pm

Thursday: 7 am to 8 pm

Friday: 7 am to 8 pm

Saturday: 7 am to 8 pm

Sunday: 7 am to 8 pm