STEVE TURNER
YOUR INSURANCE AGENT | HILLSBOROUGH COUNTY FL
YOUR INSURANCE BROKER | HILLSBOROUGH COUNTY FL
YOUR INSURANCE SPECIALIST | HILLSBOROUGH COUNTY FL
INSURANCE FOR EACH PART OF YOUR LIFE
Steve Turner
Insurance Specialist
Serving Hillsborough County, Fl
My Commitment
My number one goal in life is to help people and ensure, without a shadow of a doubt, that you and your family are secure and protected. I will always be by your side, helping you mitigate risk by providing the industry’s best and most affordable insurance solutions.
I promise if you’ll give me one percent of your confidence, I’ll earn the other 99!
Needed Coverage
Here, you will find insurance plans for the entire family to help cover whatever life throws at you. I can help you save on severe medical emergencies, find you a health insurance plan with low- to no-cost doctor visits and low-cost prescription medication, and protect your family if something happens to you.
Maps to the Markets
I work tirelessly to stay informed about the latest changes in the Insurance markets. That’s why I am a long-standing member of the National Association of Health Underwriters® and hold the prestigious designation of Registered Employee Benefits Consultant®. I can provide you with information on your market’s availability and any expected changes.
DESIGNATIONS
Earning the Registered Employee Benefits Consultant® (REBC®) designation elevates your credibility as a professional. The field of employee benefits continues to evolve rapidly. A year does not go by without new government regulations, new or modified coverages, and new techniques for controlling benefit costs. To best serve their clients, professionals need to understand the provisions, advantages, and limitations associated with each type of benefit or program to meet economic security. The designation program analyzes group benefits concerning the ACA environment, contract provisions, marketing, underwriting, rate making, plan design, cost containment, and alternative funding methods. The most significant portion of this program is devoted to group medical expense plans that are a major concern to employers and employees.
CERTIFICATIONS
INDIVIDUAL HEALTH INSURANCE CERTIFICATION
MEDICARE CERTIFICATE
GROUP BENEFITS : BASIC CONCEPTS
ADVANCED TOPICS – GROUP BENEFITS
EMPLOYER SPONSORED PLANS IN A POST ACA ERA
ETHICS IN BUSINESS
SELF FUNDED
ORGANIZATIONS I’M A MEMBER OF:
NABIP represents more than 100,000 licensed health insurance agents, brokers, general agents, consultants, and benefit professionals through more than 200 chapters across America. NABIP members service the health insurance needs of large and small employers and people seeking individual health insurance coverage. Every day, NABIP members work to obtain insurance for clients struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. As such, one of NABIP’s primary goals is to do everything possible to promote access to affordable health insurance coverage.
NABIP members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client’s financial and medical security needs. And our job continues after the sale. Our licensed producers help clients with claims issues, service questions, and compliance matters throughout each policy they sell.
The clients of NABIP members range from Fortune 500 companies to mom-and-pop businesses and individuals seeking health insurance. Our members have a unique understanding of consumer healthcare needs, the perspective of business owners, and the economic realities of health insurance markets. We sell traditional health insurance products and coverage such as dental, long-term care, disability, Medicare Advantage, Medicare Supplements, and various consumer-driven products. Members agree to abide by NABIP’s Code of Ethics, which requires them to always make health care coverage recommendations with the customer’s best interest in mind.
NABIP offers its members many educational opportunities, including advanced designation programs, continuing education classes, and online learning. It also provides its members with professional conferences, networking functions, publications, and business development tools. We also conduct advocacy efforts at the state and federal levels of government to advance health insurance professionals’ interests and promote affordable and responsible private health insurance market solutions.
INSURANCE SPECIALIST | INSURANCE AGENT | INSURANCE BROKER
HILLSBOROUGH COUNTY FL
An “insurance specialist” is a broad term encompassing agents and brokers, but the key difference lies in who the agent vs the broker represents.
An “insurance agent” works directly for an insurance company, selling their specific policies to clients.
An “insurance broker” acts as an independent intermediary, comparing policies from multiple companies to find the best fit for their client’s needs, essentially representing the client rather than the insurance company.
Can an “insurance broker” also be an “insurance agent”?
Yes, me being both an “insurance agent” and an “insurance broker” is good for you as my client!
An insurance broker-agent acting in the capacity of an insurance broker is an independent insurance sales person who searches the marketplace, working in the best interests of the client, not the insurance companies, and may place coverage with any admitted insurance company.
WHAT MY CLIENTS SAY ABOUT ME
Hillsborough County, Florida
QUESTIONS? CONTACT ME
I’m here to take your calls and emails and respond to your questions Monday through Friday from 9:00 a.m. to 5:00 p.m., excluding posted holidays.
EMAIL ME: 24×7
OFFICE LOCATION
STEVE TURNER INSURANCE SPECIALIST
14502 N DALE MABRY HWY
SUITE 200
TAMPA, FL 33618
