Major Medical Insurance Vs Supplemental Insurance | Florida

You’ve probably seen many social media ads claiming they can get you affordable Health insurance. It’s mind-boggling to know what to buy. Let me clarify this, as I think it’s vital to ensure you’re getting what you pay for. 

Decoding Health Insurance in Florida: Major Medical vs. Supplemental Coverage

Major Medical Insurance vs. Supplemental Insurance. Navigating the world of health insurance can feel like navigating the Florida Town Center Mall parking lot on a busy weekend – confusing and overwhelming. You’ve likely seen countless social media ads promising affordable health insurance, but how do you know what’s right for you? Let’s clear the fog and explore the key differences between Major Medical and Supplemental insurance.

Why Health Insurance is Essential

Before we dive into the specifics, let’s address the elephant in the room: the cost of healthcare. Did you know that medical expenses are a leading cause of bankruptcy in America? It’s a disturbing reality, as common as afternoon showers in Florida. Don’t just take my word for it; check out these articles:

INVESTOPEDIA – Top five reasons people go Bankrupt.

CNBC – This is the real reason most Americans file for bankruptcy.

AMERICAN BANKRUPTCY INSTITUTE – Health Care Costs Number One Cause of Bankruptcy for American Families.

Having the right health insurance can protect you from financial ruin in an unexpected illness or injury, like having a sturdy umbrella to shield you from a sudden downpour in Florida.

Major Medical Insurance: Your Primary Protection

Primary Medical insurance is like the firm foundation of your home in Florida – it provides essential coverage and protects you from catastrophic healthcare costs. Here’s how it works:

Supplemental Insurance: Adding Extra Layers of Protection

Supplemental insurance is like having a backup generator for your home in Florida – it provides an extra layer of financial protection in specific situations. Here’s how it works:

Creating a Balanced Risk Management Plan

Like residents of Florida, who prepare for hurricane season with a comprehensive plan, having a balanced risk management strategy for their healthcare is crucial. I recommend both Major Medical and Supplemental insurance to provide comprehensive financial protection to ensure you’re prepared for whatever life throws your way.

Need Help Navigating Health Insurance in Tampa, FL?

If you have questions about choosing the right insurance for your risk management plan, please call me at +1.813.388.8373. I offer complimentary consultations and would be happy to be your resource. Think of me as your local insurance guide, helping you navigate the complexities of healthcare coverage in Florida, just like a friendly neighbor lending a helping hand.

About Steve Turner: Your Trusted Insurance Advisor

Steve Turner is a long-standing member of the National Association of Benefits and Insurance Professionals® (NABIP®) and holds the prestigious designation of Registered Employee Benefits Consultant® (REBC®). NABIP® is the leading organization for health insurance and employee benefits professionals, working diligently to ensure all Americans have access to high-quality, affordable healthcare and related services.

Steve Turner is a licensed agent appointed with Florida Blue.