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ACCIDENT INSURANCE
Hillsborough County, FL

ACCIDENT INSURANCE

Only 37% of Americans have enough money saved to pay an unexpected expense of $1000

Steve Turner
Insurance Specialist
Serving Hillsborough County, Fl

Do I Need Accident Insurance?

When accidents happen, and expenses accumulate, Accident Insurance can help you recover financially by providing cash to cover medical and non-medical expenses. Benefits are paid directly to you in addition to what medical insurance pays and can be used for out-of-pocket costs such as co-pays, deductibles, and treatment.

HOW I CAN HELP YOU
Hillsborough County, Florida

MULTIPLE PLAN OPTIONS

With flexible plan options at varying levels of coverage, we let you build the plan that works for you and that includes benefits for:

  • Emergency Treatment
  • Hospitalization
  • Dislocations & Fractures
  • Lacerations
  • Burns
  • Rehabilitation
  • 24-hour Coverage / Off the Job Coverage
  • Accidental Death & Dismemberment
  • … and Much More!

FAMILY COVERAGE

Cover yourself, your spouse, and your children at affordable monthly rates.

  • Emergency Treatment
  • Hospitalization
  • Dislocations & Fractures
  • Lacerations
  • Burns
  • Rehabilitation
  • 24-hour Coverage / Off the Job Coverage
  • Accidental Death & Dismemberment
  • … and Much More!

GUARANTEED FOR LIFE

We know how vital accident insurance is for yourself, your family, and your business. That’s why we offer policies that are guaranteed for life.

  • When you purchase a policy, you lock in affordable rates based on your age, and your rates won’t increase due to age.
  • Your policy is guaranteed renewable year after year as long as your monthly premiums are paid on time.
  • … and Much More!

ACCIDENT INSURANCE FAQ
Hillsborough County, Florida

Accident insurance in Hillsborough County, Florida, provides benefits if you suffer a covered accidental injury like a severe burn or broken bone or have to visit an emergency room. It will also cover the diagnostic testing needed to determine if your bone is broken — such as for an x-ray.

Personal accident insurance in Hillsborough County, Florida, is designed to provide a lump-sum payout if you suffer a serious injury or death as a result of an accident. It can protect you and your family against loss of income and help them with bills and other expenses.

In Hillborough County, Florida, the payout is designed to cover medical care, pain, and suffering. If an accident causes permanent disability, the payment may be structured to provide funds for the victim to live on. In the event of death, the benefits are paid to the policy’s listed beneficiary.

In Hillsborough County, Florida, if an accident results in medical expenses your current health insurance doesn’t cover, accident insurance can be a financial cushion should the unexpected happen. Accident insurance also helps complement disability insurance by allowing you to claim benefits even if your injuries don’t keep you out of work.

In Hillsborough County, Florida, accident insurance doesn’t include damage due to a lack of upkeep, or that happens slowly over time. For example, if your roof leaks because it hasn’t been looked after. Check your cover to see if accidental damage is included, as you may need to pay a little more to add it.

You’ll have peace of mind knowing your property and its contents are protected in Hillsborough County, Florida. It would be best if you remembered that without accidental damage cover, you’d have to be prepared to pay for the cost of repairs or replacements yourself. If you cannot do that, then accidental damage insurance is worth considering.

In Hillsborough County, Florida, AD&D insurance will cover only deaths and injuries from accidents—not natural causes or illnesses. Not heart attacks or strokes. Policies typically cover death or injuries from accidents at work, at home, and while traveling.

In Hillsborough County, Florida, a Covered Accident means an Accident that occurs while coverage is in force for a Plan Participant and results in a loss or Injury covered by the Policy for which benefits are payable.

In Hillsborough County, Florida, you would use an Accidental Damage cover to make a claim when you’ve damaged your home or contents due to accidental, unexpected mishaps caused unintentionally. However, it would be best to have either Building or Contents Insurance, or both, to make a claim.

In Hillsborough County, Florida, by getting both life insurance and AD&D insurance, you can increase the payout loved ones receive in the event of accidental death. Aflac allows you to supplement your life insurance coverage with an accidental-death benefit rider.

WHAT MY CLIENTS SAY ABOUT ME
Hillsborough County, Florida

INSURANCE OFFERINGS
Hillsborough County, Florida

HEALTH INSURANCE

HEALTH INSURANCE
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MEDICARE ADVANTAGE

MEDICARE ADVANTAGE
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MEDICARE SUPPLEMENT

MEDICARE SUPPLEMENT
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PRESCRIPTION DRUGS

PRESCRIPTION DRUG PLANS
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LIFE INSURANCE

LIFE INSURANCE
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DISABILITY INSURANCE

DISABILITY INSURANCE
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DENTAL INSURANCE

DENTAL INSURANCE
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GROUP HEALTH INSURANCE

GROUP HEALTH
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ACCIDENT INSURANCE

ACCIDENT INSURANCE
Learn More

QUESTIONS? CONTACT ME

I’m here to take your calls and emails and respond to your questions Monday through Friday from 9:00 a.m. to 5:00 p.m., excluding posted holidays.

CALL/TEXT: M-F 9-5

EMAIL ME: 24×7


OFFICE LOCATION

STEVE TURNER INSURANCE SPECIALIST

14502 N DALE MABRY HWY

SUITE 200

TAMPA, FL 33618