50 Important Dental Procedures Covered by Insurance in Saint Petersburg FL

50 Important Dental Procedures Covered by Insurance in Saint Petersburg FL

Dental insurance provides crucial financial support for residents of Saint Petersburg, FL, helping them manage the costs of maintaining good oral health. It typically covers a range of services, from preventive care, such as cleanings and exams, to more extensive treatments, including fillings, crowns, and even root canals. Having dental insurance encourages regular dental visits, which helps prevent minor issues from becoming major, more expensive problems. It acts as a vital tool for budgeting healthcare expenses and protecting your smile.

Choosing the best dental insurance for you or your family in Saint Petersburg, FL, requires careful consideration. The market offers various plans with different coverage levels, deductibles, annual maximums, and waiting periods. A qualified health insurance agent plays an indispensable role in navigating these options. An experienced agent understands the nuances of different plans, helps you compare benefits and costs from multiple providers, and ensures you select a policy that genuinely meets your specific needs and budget. Their expertise saves you time and prevents costly mistakes.

1. Are Routine Oral Exams a Good Idea?

A routine oral exam involves a dentist thoroughly checking your teeth, gums, and mouth to assess your overall oral health. Dentists look for signs of decay, gum disease, and other potential issues. The procedure typically takes about 30 to 60 minutes. Without insurance, a routine oral exam in Florida typically costs between $50 and $150. Most dental insurance plans in Florida cover routine oral exams at 100%, meaning patients like Maria usually pay $0 out of pocket. John also finds his annual exam fully covered by his plan. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

2. Are Professional Cleanings (Prophylaxis) Dental Procedures a Good Idea?

Professional cleanings, also known as prophylaxis, involve a dental hygienist removing plaque and tartar from above your gumline. This process helps prevent cavities and gum disease, keeping your mouth healthy and disease-free. A professional cleaning typically lasts between 45 and 60 minutes. Without insurance, a professional cleaning in Florida typically costs between $75 and $200. Most dental insurance plans in Florida cover professional cleanings at 100%, so patients like Sarah usually pay $0 out of pocket. David always schedules his cleanings, knowing his insurance covers the full cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

3. Are Bitewing X-rays a Good Idea?

Bitewing X-rays are images that show the crowns of your upper and lower teeth, helping dentists detect decay between teeth and assess bone levels. Dentists use these X-rays to detect hidden problems that are not visible during a visual examination. The procedure usually takes about 10 to 15 minutes. Without insurance, a set of bitewing X-rays in Florida costs approximately $30 to $100. Most dental insurance plans in Florida cover bitewing X-rays at 100%, so patients like Emily usually pay $0 out of pocket. Robert receives these X-rays annually, and his plan covers them completely. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

4. Are Periapical X-rays a Good Idea for Dental Procedures?

Periapical X-rays provide detailed images of an entire tooth, including its crown, root, and the surrounding bone. Dentists use these X-rays to diagnose issues like infections, abscesses, or bone loss around specific teeth. The procedure typically takes about 5 to 10 minutes per tooth. Without insurance, a periapical X-ray in Florida costs approximately $25 to $75 per image. Most dental insurance plans in Florida cover periapical X-rays at 100%, meaning patients like Lisa usually pay $0 out of pocket. Charles needed a periapical X-ray for a painful tooth, and his insurance paid for it entirely. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

5. Are Full Mouth X-rays (FMX) or Panoramic X-rays Dental Procedures a Good Idea?

Full Mouth X-rays (FMX) or Panoramic X-rays provide comprehensive images of all your teeth, jawbones, and surrounding structures. Dentists use them for overall assessment, treatment planning, and detecting issues like impacted wisdom teeth or jaw problems. The procedure usually takes about 15 to 20 minutes. Without insurance, a full mouth or panoramic X-ray in Florida typically costs between $100 and $250. Most dental insurance plans in Florida cover these comprehensive X-rays at 100% once every few years, so patients like Maria typically pay $0 out of pocket. John recently had a panoramic X-ray, and his insurance covered the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

6. Are Fluoride Treatments Dental Procedures a Good Idea?

Fluoride treatments involve applying a concentrated fluoride solution to your teeth, which helps strengthen enamel and prevent cavities. Dentists often recommend these treatments for children or adults at high risk of decay. The application typically takes 5-10 minutes to complete. Without insurance, a fluoride treatment in Florida typically costs between $25 and $75. Most dental insurance plans in Florida cover fluoride treatments at 100% for children, meaning parents like Sarah usually pay $0 out of pocket for their kids. David’s daughter receives fluoride treatments at every cleaning, and his plan fully covers them. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

7. Are Dental Sealants a Good Idea?

Dental sealants are thin, protective coatings that dentists apply to the chewing surfaces of back teeth (molars and premolars). They act as a barrier, preventing food particles and bacteria from getting into the grooves and causing cavities. The application takes about 5 to 10 minutes per tooth. Without insurance, a dental sealant in Florida typically costs between $30 and $60 per tooth. Most dental insurance plans in Florida cover dental sealants at 80% to 100% for children, so patients like Emily might pay $0 to $12 per tooth out of pocket. Robert’s son received sealants, and his insurance covered most of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

8. Are Amalgam Fillings a Good Idea?

Amalgam fillings are silver-colored restorations dentists use to repair teeth affected by decay. Dentists prepare the tooth by removing the decayed portion, then fill the space with the amalgam material to restore the tooth’s function and shape. The procedure typically takes about 30 to 60 minutes per filling. Without insurance, an amalgam filling in Florida costs approximately $100 to $250. Most dental insurance plans in Florida cover amalgam fillings at 80%, so patients like Lisa might pay $20 to $50 out of pocket. Charles recently had an amalgam filling, and his plan covered the majority of the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

9. Are Composite Fillings a Good Idea?

Composite fillings are tooth-colored restorations dentists use to repair decayed teeth, often preferred for their natural appearance. Dentists bond the composite resin directly to the tooth after removing the decay. The procedure typically takes about 45 to 90 minutes per filling. Without insurance, a composite filling in Florida costs approximately $150 to $400. Most dental insurance plans in Florida cover composite fillings at 80%, so patients like Maria might pay $30 to $80 out of pocket. John chose a composite filling for a front tooth, and his insurance covered a significant portion. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

10. Are Simple Extractions a Good Idea?

Simple extractions involve removing a visible tooth that does not require complex surgical intervention. Dentists perform this procedure when a tooth is severely decayed, damaged, or causing overcrowding. The dentist numbs the area and carefully loosens and removes the tooth. The procedure typically takes about 20 to 45 minutes. Without insurance, a simple extraction in Florida costs approximately $150 to $450. Most dental insurance plans in Florida cover simple extractions at 80%, so patients like Sarah might pay $30 to $90 out of pocket. David had a simple extraction, and his insurance covered most of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

11. Are Surgical Extractions a Good Idea?

Surgical extractions involve removing a tooth that is not easily accessible, such as an impacted wisdom tooth or a tooth broken below the gumline. Dentists or oral surgeons make an incision in the gum tissue to access and remove the tooth. The procedure typically takes about 45 to 90 minutes per tooth. Without insurance, a surgical extraction in Florida typically costs between $300 and $800. Most dental insurance plans in Florida cover surgical extractions at 50% to 80%, so patients like Emily might pay $150 to $400 out of pocket. Robert needed a surgical extraction for his impacted wisdom tooth, and his insurance covered half the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

12. Are Emergency Exams for Pain Dental Procedures a Good Idea?

Emergency exams for pain involve a dentist quickly evaluating a sudden toothache, oral discomfort, or dental injury. Dentists diagnose the cause of the pain and recommend immediate steps for relief. The exam typically lasts between 15 and 30 minutes. Without insurance, an emergency exam in Florida typically costs between $75 and $200. Most dental insurance plans in Florida cover emergency exams at 80% to 100%, so patients like Lisa might pay $0 to $40 out of pocket. Charles experienced sudden tooth pain, and his plan entirely covered the cost of his emergency exam. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

13. Are Palliative Treatment for Pain Dental Procedures a Good Idea?

Palliative treatment for pain involves temporary measures a dentist takes to alleviate severe dental pain, often before a more definitive procedure can be performed. Dentists might apply medication, perform a temporary filling, or drain an abscess to provide immediate relief. The procedure duration varies depending on the specific treatment, from 15 to 30 minutes. Without insurance, palliative treatment in Florida costs approximately $50 to $200. Most dental insurance plans in Florida cover palliative therapy at 80%, so patients like Maria might pay $10 to $40 out of pocket. John received palliative care for his toothache, and his insurance covered most of the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

14. Are Root Canal Treatment (Endodontics) Dental Procedures a Good Idea?

Root canal treatment (endodontics) involves removing infected or damaged pulp from inside a tooth to save it from extraction. Dentists clean, disinfect, and fill the root canals, then seal the tooth. The procedure typically takes one to two hours, often over one or two appointments. Without insurance, a root canal in Florida typically costs between $700 and $1,500, depending on the specific tooth. Most dental insurance plans in Florida cover root canals at 50% to 80%, so patients like Sarah might pay $140 to $750 out of pocket. David recently had a root canal, and his insurance covered a significant portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

15. Are Crowns (Caps) Dental Procedures a Good Idea?

Crowns, also known as caps, are custom-made covers that dentists place over damaged teeth to restore their shape, size, strength, and appearance. Dentists recommend crowns for severely decayed, fractured, or weakened teeth. The procedure typically involves two appointments, each lasting 60 to 90 minutes. Without insurance, a crown in Florida typically costs between $800 and $2,000. Most dental insurance plans in Florida cover crowns at 50%, so patients like Emily might pay $400 to $1,000 out of pocket. Robert needed a crown after a root canal, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

16. Are Bridges Dental Procedures a Good Idea?

Bridges are fixed prosthetic devices dentists use to replace one or more missing teeth. They consist of artificial teeth joined to adjacent natural teeth or dental implants. Dentists prepare the anchor teeth and then permanently bond the bridge in place. The procedure typically involves two appointments, each lasting 60 to 90 minutes. Without insurance, a bridge in Florida costs approximately $1,500 to $4,000 per unit. Most dental insurance plans in Florida cover bridges at 50%, so patients like Lisa might pay $750 to $2,000 out of pocket. Charles received a bridge to replace a missing tooth, and his insurance covered half the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

17. Are Dentures (Full and Partial) Dental Procedures a Good Idea?

Dentures, either full or partial, are removable appliances that replace missing teeth and surrounding tissues. Complete dentures replace all teeth in an arch, while partial dentures replace a few missing teeth. Dentists take impressions and fit the custom-made dentures. The process typically involves several appointments over a period of several weeks. Without insurance, dentures in Florida usually cost between $1,000 and $3,000 for a partial set and between $1,500 and $5,000 for a complete set. Most dental insurance plans in Florida cover dentures at 50%, so patients like Maria might pay $500 to $2,500 out of pocket. John recently received new dentures, and his insurance covered a significant portion. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

18. Are Denture Relines/Rebases Dental Procedures a Good Idea?

Denture relines or rebases involve adjusting the fit of existing dentures to improve comfort and stability. Relines add new material to the denture base, while rebases replace the entire base. Dentists perform these procedures when the underlying gum and bone structures change. The procedure typically takes a few hours to a day, often requiring the denture to be sent to a lab. Without insurance, a denture reline/rebase in Florida costs approximately $200 to $500. Most dental insurance plans in Florida cover these at 50% to 80%, so patients like Sarah might pay $40 to $250 out of pocket. David’s denture reline made his denture much more comfortable, and his insurance covered most of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

19. Are Denture Repairs Dental Procedures a Good Idea?

Denture repairs involve mending broken or damaged dentures, such as a cracked base or a detached tooth. Dentists or dental labs perform these repairs to restore the denture’s function and appearance. The procedure typically takes a few hours to a day, depending on the complexity of the damage. Without insurance, a denture repair in Florida typically costs between $75 and $300. Most dental insurance plans in Florida cover denture repairs at 50% to 80%, so patients like Emily might pay $15 to $150 out of pocket. Robert had his cracked denture repaired, and his insurance covered a portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

20. Are Periodontal Scaling and Root Planing Dental Procedures a Good Idea?

Periodontal scaling and root planing is a deep cleaning procedure that removes plaque and tartar from below the gumline and smooths the root surfaces. Dentists or hygienists perform this to treat gum disease and prevent its progression. The procedure typically occurs over one to four appointments, each lasting 45 to 90 minutes. Without insurance, scaling and root planing in Florida costs approximately $200 to $500 per quadrant. Most dental insurance plans in Florida cover this at 50% to 80%, so patients like Lisa might pay $40 to $250 per quadrant out of pocket. Charles needed this deep cleaning, and his insurance covered most of the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

21. Are Periodontal Maintenance Dental Procedures a Good Idea?

Periodontal maintenance involves follow-up cleanings for patients who have undergone periodontal treatment for gum disease. These cleanings occur more frequently than routine cleanings to help manage the condition and prevent recurrence. The procedure typically lasts 45 to 60 minutes. Without insurance, periodontal maintenance in Florida normally costs between $100 and $250 per visit. Most dental insurance plans in Florida cover periodontal maintenance at 50% to 80%, so patients like Maria might pay $20 to $125 out of pocket. John regularly attends his periodontal maintenance appointments, and his insurance covers a good portion of each visit. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

22. Are Gingivectomy Dental Procedures a Good Idea?

A gingivectomy is a surgical procedure that involves removing excess or diseased gum tissue. Dentists or periodontists perform this to treat gum disease, improve gum contour, or prepare for other dental restorations. The procedure typically takes 30 to 60 minutes per quadrant. Without insurance, a gingivectomy in Florida costs approximately $300 to $800 per quadrant. Most dental insurance plans in Florida cover gingivectomies at 50%, so patients like Sarah might pay $150 to $400 per quadrant out of pocket. David underwent a gingivectomy to improve his gum health, and his insurance covered half the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

23. Are Osseous Surgery Dental Procedures a Good Idea?

Osseous surgery involves reshaping the bone around teeth to reduce periodontal pockets and eliminate areas where bacteria can accumulate. Periodontists perform this procedure to treat advanced gum disease. The procedure typically takes 60 to 120 minutes per quadrant. Without insurance, osseous surgery in Florida costs approximately $500 to $1,500 per quadrant. Most dental insurance plans in Florida cover osseous surgery at 50%, so patients like Emily might pay $250 to $750 per quadrant out of pocket. Robert needed osseous surgery to treat his severe gum disease, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

24. Are Oral Cancer Screenings and Dental Procedures a Good Idea?

Oral cancer screenings involve a dentist examining your mouth, throat, and neck for any signs of oral cancer or precancerous conditions. Dentists often perform this as part of a routine dental exam. The screening typically takes about 5 to 10 minutes. Without insurance, an oral cancer screening in Florida typically costs between $25 and $75, although it is often included in the overall exam fee. Most dental insurance plans in Florida cover oral cancer screenings at 100% when they are part of a routine exam, so patients like Lisa usually pay nothing out of pocket. Charles receives an oral cancer screening at every check-up, and his plan covers it entirely. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

25. Are Space Maintainers a Good Idea?

Space maintainers are custom-made appliances dentists use in children to hold open the space for permanent teeth when primary (baby) teeth are lost prematurely. They prevent adjacent teeth from shifting and blocking the eruption of permanent teeth. The procedure involves taking impressions and placing the appliance, typically taking 30 to 60 minutes. Without insurance, a space maintainer in Florida costs approximately $150 to $400. Most dental insurance plans in Florida cover space maintainers at 80%, so parents like Maria might pay $30 to $80 out of pocket for their child’s space maintainer. John’s daughter received a space maintainer, and his insurance covered most of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

26. Are Consultations for Dental Procedures a Good Idea?

Consultations involve discussions with a dentist about treatment options, specific concerns, or seeking a second opinion. Dentists provide information and answer questions to help you make informed decisions about your oral health. The duration varies depending on the complexity of the discussion, typically 15 to 45 minutes. Without insurance, a dental consultation in Florida typically costs between $50 and $150. Most dental insurance plans in Florida cover consultations at 80% to 100%, so patients like Sarah might pay $0 to $30 out of pocket. David had a consultation about a cosmetic procedure, and his insurance covered the majority of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

27. Is Anesthesia (Local) a Dental Procedure a Good Idea?

Local anesthesia involves administering numbing medication to a specific area of the mouth, temporarily blocking pain sensations during dental procedures. Dentists use injections to ensure patient comfort during procedures such as fillings, extractions, or root canals. The numbing effect typically lasts for a few hours. The administration takes only a few minutes. Without insurance, the cost of local anesthesia in Florida ranges from approximately $25 to $75 per injection. Most dental insurance plans in Florida cover local anesthesia at 80% to 100% when part of a covered procedure, so patients like Emily usually pay $0 to $15 out of pocket. Robert received local anesthesia for his filling, and his insurance covered the entire cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

28. Is Nitrous Oxide (Laughing Gas) a Dental Procedure a Good Idea?

Nitrous oxide, commonly known as laughing gas, is a mild sedation method dentists use to help patients relax and feel more comfortable during procedures. Patients inhale the gas through a small mask, and the effects wear off quickly after the mask is removed. The administration lasts approximately 30 to 60 minutes throughout the procedure. Without insurance, nitrous oxide in Florida costs roughly $50 to $150 per visit. Some dental insurance plans in Florida cover nitrous oxide at 50% to 80%, so patients like Lisa might pay $10 to $75 out of pocket. Charles used nitrous oxide for a longer procedure, and his insurance covered a portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

29. Is Oral Sedation a Dental Procedure a Good Idea?

Oral sedation involves taking medication orally to induce a relaxed and drowsy state during dental procedures. Dentists prescribe pills to help anxious patients feel calm and comfortable. Patients remain conscious but may have little memory of the procedure. The effects last for several hours, requiring someone to drive the patient home. Without insurance, oral sedation in Florida costs approximately $200 to $500 per visit. Some dental insurance plans in Florida cover oral sedation at 50%, so patients like Maria might pay $100 to $250 out of pocket. John chose oral sedation for a complex procedure, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

30. Are Biopsies (Oral) Dental Procedures a Good Idea?

Oral biopsies involve removing a small sample of tissue from the mouth for laboratory examination. Dentists or oral surgeons perform this to diagnose suspicious lesions, infections, or other conditions. The procedure typically takes 15 to 30 minutes. Without insurance, an oral biopsy in Florida normally costs between $200 and $600, plus additional lab fees. Most dental insurance plans in Florida cover oral biopsies at 50% to 80%, so patients like Sarah might pay $40 to $300 out of pocket. David had an oral biopsy to investigate a suspicious spot, and his insurance covered a significant portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

31. Is Drainage of Abscess a Dental Procedure a Good Idea?

Drainage of an abscess is a procedure where a dentist makes a small incision to release pus and fluid from an infection in the gum or bone. This provides immediate relief from pain and helps the infection heal. The procedure typically takes about 15 to 30 minutes. Without insurance, the cost of draining an abscess in Florida ranges from approximately $100 to $300. Most dental insurance plans in Florida cover drainage of abscesses at 80%, so patients like Emily might pay $20 to $60 out of pocket. Robert needed an abscess drained, and his insurance covered most of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

32. Are Post-Op Visits and Dental Procedures a Good Idea?

Post-op visits are follow-up appointments after a dental procedure to check on healing, remove sutures, or address any concerns. Dentists ensure proper recovery and answer patient questions. The duration typically varies, ranging from 15 to 30 minutes. Without insurance, a post-operative visit in Florida costs approximately $0 to $100, which is often included in the initial procedure’s fee. Most dental insurance plans in Florida cover post-op visits at 100% when part of a covered procedure, so patients like Lisa usually pay $0 out of pocket. Charles returned for a post-op check after his extraction, and his insurance covered the visit. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

33. Are Occlusal Adjustments (Minor) Dental Procedures a Good Idea?

Minor occlusal adjustments involve slight reshaping of tooth surfaces to improve bite alignment and reduce pressure points. Dentists perform procedures to alleviate discomfort, prevent excessive wear, or improve the stability of dental restorations. The procedure typically takes about 15 to 30 minutes. A minor occlusal adjustment in Florida typically costs between $50 and $150. Most dental insurance plans in Florida cover minor occlusal adjustments at 50% to 80%, so patients like Maria might pay $10 to $75 out of pocket. John had a minor adjustment to his bite, and his insurance covered a portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

34. Are Splints for TMJ/Bruxism (Nightguards) Dental Procedures a Good Idea?

Splints for TMJ/bruxism, commonly known as nightguards, are custom-made appliances dentists create to protect teeth from grinding or clenching (bruxism) and to alleviate symptoms of temporomandibular joint (TMJ) disorders. Patients wear these at night. The process involves taking impressions and fitting the appliance, typically over two appointments. Without insurance, a nightguard in Florida costs approximately $300 to $700. Most dental insurance plans in Florida cover nightguards at 50%, so patients like Sarah might pay $150 to $350 out of pocket. David received a nightguard for his teeth grinding, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

35. Is Apicoectomy a Good Idea?

An apicoectomy is a surgical procedure performed by an endodontist to remove the tip of a tooth’s root and any infected tissue surrounding it. Dentists perform this when a root canal treatment has not fully resolved an infection. The procedure typically takes 60 to 90 minutes. Without insurance, an apicoectomy in Florida costs approximately $800 to $1,500. Most dental insurance plans in Florida cover apicoectomies at 50%, so patients like Emily might pay $400 to $750 out of pocket. Robert needed an apicoectomy to save a tooth that had a persistent infection, and his insurance covered half the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

36. Is Frenectomy a Dental Procedure a Good Idea?

A frenectomy involves removing or modifying a frenum, which is a small fold of tissue that connects two parts of the mouth. Dentists or oral surgeons perform this procedure when a frenum is too short or thick, causing issues with speech, gum recession, or complications during orthodontic treatment. The procedure typically takes about 15 to 30 minutes. Without insurance, a frenectomy in Florida costs approximately $150 to $400. Most dental insurance plans in Florida cover frenectomies at 50% to 80%, so patients like Lisa might pay $30 to $200 out of pocket. Charles had a frenectomy to improve his gum health, and his insurance covered most of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

37. Is Alveoloplasty (Bone Reshaping) a Good Idea?

Alveoloplasty, also known as bone reshaping, is a surgical procedure that reshapes the jawbone, typically performed after extractions or in preparation for dentures. Dentists or oral surgeons smooth out sharp bone edges or irregularities to ensure a proper fit for prosthetic devices. The procedure duration varies based on complexity, typically 30 to 60 minutes. Without insurance, alveoloplasty in Florida costs approximately $200 to $600 per quadrant. Most dental insurance plans in Florida cover alveoloplasty at 50% to 80%, so patients like Maria might pay $40 to $300 per quadrant out of pocket. John underwent alveoloplasty to prepare his mouth for new dentures, and his insurance covered a substantial portion of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

38. Are Soft Tissue Grafts Dental Procedures a Good Idea?

Soft tissue grafts are surgical procedures that add gum tissue where it has receded, often to cover exposed tooth roots or increase the thickness of gum tissue. Periodontists perform this to prevent further recession and protect teeth. The procedure typically takes 60 to 90 minutes. Without insurance, a soft tissue graft in Florida typically costs between $500 and $1,500 per site. Most dental insurance plans in Florida cover soft tissue grafts at 50%, so patients like Sarah might pay $250 to $750 out of pocket. David received a soft tissue graft to protect an exposed tooth root, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

39. Are Bone Grafts (Minor) Dental Procedures a Good Idea?

Minor bone grafts involve adding bone material to the jaw, typically in preparation for dental implants or to support existing teeth that have experienced bone loss. Oral surgeons or periodontists perform this to build up bone volume. The procedure typically takes 45 to 90 minutes. Without insurance, a minor bone graft in Florida typically costs between $300 and $800. Most dental insurance plans in Florida cover minor bone grafts at 50%, so patients like Emily might pay $150 to $400 out of pocket. Robert required a minor bone graft before receiving a dental implant, and his insurance covered half of the cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

40. Is Pulpotomy a Good Idea?

A pulpotomy is a partial removal of infected pulp in a primary (baby) tooth, typically performed on children. Dentists remove the diseased pulp from the crown portion of the tooth, leaving healthy pulp in the root canals. This helps preserve the tooth until it falls out naturally. The procedure typically takes about 30 minutes. Without insurance, a pulpotomy in Florida typically costs between $150 and $350. Most dental insurance plans in Florida cover pulpotomies at 80%, so parents like Lisa may pay $30 to $70 out of pocket for their child’s treatment. Charles’s son received a pulpotomy, and his insurance covered most of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

41. Are Stainless Steel Crowns (for children) a Good Idea?

Stainless steel crowns are pre-fabricated metal crowns dentists use to restore primary (baby) teeth, especially those with extensive decay or after a pulpotomy. They provide a durable and quick restoration for children’s teeth. The procedure typically takes about 45 to 60 minutes. Without insurance, a stainless steel crown in Florida costs approximately $150 to $300. Most dental insurance plans in Florida cover stainless steel crowns at 80%, so parents like Maria might pay $30 to $60 out of pocket for their child. John’s daughter received a stainless steel crown, and his insurance covered most of the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

42. Are Inlays/Onlays Dental Procedures a Good Idea?

Inlays and onlays are indirect fillings made in a dental lab and then bonded to the tooth. Dentists use them for larger cavities or when a tooth has too much damage for a regular filling but not enough for a full crown. Inlays fit within the cusps of the tooth, while onlays cover one or more cusps. The procedure typically involves two appointments, each lasting 60 to 90 minutes. Without insurance, an inlay/onlay in Florida costs approximately $600 to $1,200. Most dental insurance plans in Florida cover inlays/onlays at 50% to 80%, so patients like Sarah might pay $120 to $600 out of pocket. David received an onlay for a damaged molar, and his insurance covered a significant portion. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

43. Is Post and Core a Dental Procedure a Good Idea?

A post and core is a dental restoration dentists use to rebuild a tooth that has lost significant structure, often after a root canal, before placing a crown. A post is inserted into the root canal, and a core material is built up to restore the tooth’s visible portion. The procedure typically takes 60 to 90 minutes. Without insurance, a post and core in Florida costs approximately $200 to $500. Most dental insurance plans in Florida cover post and core at 50%, so patients like Emily might pay $100 to $250 out of pocket. Robert needed a post and core before his new crown, and his insurance covered half the expense. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

44. Are Recementing Crowns/Bridges Dental Procedures a Good Idea?

Recementing crowns or bridges involves reattaching a dental crown or bridge that has come loose. Dentists clean the crown/bridge and the tooth/abutment, then use dental cement to bond it back into place. The procedure typically takes about 15 to 30 minutes. Without insurance, recementing a crown/bridge in Florida costs approximately $50 to $150. Most dental insurance plans in Florida cover recementing at 80% to 100%, so patients like Lisa might pay $0 to $30 out of pocket. Charles had his crown recemented, and his insurance covered the full cost. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

45. Are Denture Adjustments a Good Idea?

Denture adjustments involve making minor modifications to existing dentures to enhance comfort, improve fit, or alleviate sore spots. Dentists trim or reshape small areas of the denture base to ensure it sits properly in the mouth. The procedure typically takes about 15 to 30 minutes. A denture adjustment in Florida typically costs between $25 and $100. Most dental insurance plans in Florida cover denture adjustments at 80% to 100%, so patients like Maria usually pay $0 to $20 out of pocket. John had his new dentures adjusted for a more comfortable fit, and his insurance covered the cost of the service. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

46. Are Oral Hygiene Instructions a Good Idea?

Oral hygiene instructions involve a dental professional providing guidance on proper brushing, flossing, and other oral care techniques. Hygienists educate patients on maintaining good oral health at home. The instruction typically takes about 10 to 20 minutenormallyt insurance, oral hygiene instructions in Florida typically cost between $0 and $50, often included with a cleaning or examination. Most dental insurance plans in Florida cover oral hygiene instructions at 100% when they are part of a covered visit, so patients like Sarah typically pay nothing out of pocket. David always listens carefully to his hygienist’s tips for improving his brushing technique. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

47. Are Prescriptions for Dental-Related Medications and Dental Procedures a Good Idea?

Prescriptions for dental-related medications involve a dentist prescribing drugs such as antibiotics to treat infections or pain relievers for discomfort. Dentists provide these as part of a treatment plan. The act of writing the prescription itself does not have a separate cost, but the medication at the pharmacy does. The consultation for the prescription takes about 5 to 10 minutes. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

Without insurance, the cost of medication varies. Most dental insurance plans in Florida cover the dental visit where the prescription is issued at 80% to 100%, so patients like Emily might pay $0 to $40 out of pocket for the visit. Robert received a prescription for antibiotics, and his dental insurance covered the visit where it was prescribed.

48. Are Consultations for Orthodontic Dental Procedures a Good Idea?

Consultations for orthodontics involve an initial evaluation by an orthodontist to assess your bite, teeth alignment, and determine if braces or other orthodontic treatment are necessary. Orthodontists discuss treatment options, timelines, and costs. The consultation typically lasts between 30 and 60 minutes. Usually, an orthodontic consultation in Florida typically costs between $0 and $200, with many offices offering complimentary initial consultations. Some dental insurance plans in Florida cover orthodontic consultations at 80% to 100%, so patients like Lisa might pay $0 to $40 out of pocket. Charles took his daughter for an orthodontic consultation, and his dental plan covered the initial evaluation. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

49. Are Limited Oral Evaluations of Dental Procedures a Good Idea?

Limited oral evaluations are focused exams for specific problems, such as a localized toothache or a broken tooth. Dentists focus on diagnosing and addressing a particular issue rather than conducting a comprehensive check-up. The evaluation typically takes about 15 to 30 minutes. Without insurance, a limited oral assessment in Florida typically costs between $75 and $150. Most dental insurance plans in Florida cover limited oral evaluation at 80% to 100%, so patients like Maria might pay $0 to $30 out of pocket. John had a limited review for a chipped tooth, and his insurance covered the cost of the fee. [Dental Procedures Covered by Insurance in Saint Petersburg FL]

50. Is Topical Anesthetic a Dental Procedure a Good Idea?

A topical anesthetic involves applying a gel or spray to numb the gum surface before an injection. Dentists use this to minimize discomfort from the needle stick during the administration of local anesthesia. The application takes less than a minute to complete. Without insurance, topical anesthetics in Florida cost approximately $0 to $20, often included in the cost of the injection. Most dental insurance plans in Florida cover topical anesthetics at 100% when used as part of a covered procedure, so patients like Sarah typically pay $0 out of pocket. David always appreciates the topical anesthetic before his dental injections, and his insurance covers it entirely.

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CONCLUSION:

Understanding the wide range of dental procedures and how insurance typically covers them is essential for managing your oral health and finances in Saint Petersburg, FL. As this comprehensive list demonstrates, dental insurance plays a vital role in making necessary treatments more affordable. However, the specifics of coverage can vary significantly from one plan to another.

A qualified and licensed insurance agent, such as Steve Turner of SteveTurnerInsuranceSpecialist.com , possesses the expertise to answer all your questions about “50 Common Dental Procedures Covered by Insurance in Saint Petersburg, FL.” Steve Turner can help you compare different dental insurance plans, clarify coverage details, and find an affordable policy that truly meets your needs. His service comes at no extra cost to you, ensuring you receive expert guidance without any additional financial burden.

This list covers a broad range of general, restorative, and minor surgical procedures. Always verify specific coverage details with your dental insurance provider, as plans can have varying percentages of coverage (e.g., 100% for preventive, 80% for basic, 50% for major), annual maximums, deductibles, and waiting periods.